Credit Card Welcome Bonus Tracker — Every Offer, Verified (2026)

Every current credit card welcome bonus in one table — points, minimum spend, annual fee, and estimated value, re-verified from issuer pages with per-card verified dates.

Every current credit card welcome bonus we track — 132 active offers — re-verified directly from issuer product pages, not copied from other sites. Each row shows when that card's offer was last verified. Estimated values use our own point valuations.

CardCurrent offerMin spendAnnual feeEst. valueVerified
The Business Platinum Card from American Express (American Express)AS HIGH AS 300,000 Membership Rewards® Points after you spend $20,000 in purchases on your new Card within the first 3 months of Card Membership.$20,000 / 3mo$895$6,000Sep 15
Sapphire Reserve for Business (Chase)Earn 200,000 bonus points after you spend $30,000 on purchases in the first 6 months after account opening.$30,000 / 6mo$795$4,000Aug 10
American Express Business Gold Card (American Express)AS HIGH AS 200,000 Membership Rewards® Points after you spend $15,000 in purchases on your new Card within the first 3 months of Card Membership. Welcome offers vary and you may not be eligible for an offer.†$15,000 / 3mo$375$4,000Sep 24
The Platinum Card from American Express (American Express)AS HIGH AS 175,000 Membership Rewards® points after you spend $12,000 in purchases on your new Card within the first 6 months of Card Membership.$12,000 / 6mo$895$3,500Sep 24
Delta SkyMiles Reserve Business American Express Card (American Express)200,000 Bonus Miles after you spend $20,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 11/4/26.$20,000 / 6mo$650$2,400Sep 16
Ink Business Preferred (Chase)Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months after account opening.$8,000 / 3mo$95$2,000Sep 24
Chase Sapphire Reserve (Chase)Earn 100,000 points after you spend $6,000 in purchases in the first 3 months from account opening$6,000 / 3mo$795$2,000Sep 24
American Express Gold Card (American Express)Up to 100,000 Membership Rewards points after $8,000 spend in 6 months$8,000 / 6mo$325$2,000Aug 3
Capital One Spark Cash Plus (Capital One)Earn a $2,000 cash bonus when you spend $30,000 in the first 3 months; plus a $2,000 cash bonus for every $500K spent during the first year$30,000 / 3mo$150$2,000Sep 14
Citi / AAdvantage Executive World Legend Mastercard (Citi)EARN 125,000 AADVANTAGE® BONUS MILES AFTER $15,000 IN PURCHASES IN THE FIRST 5 MONTHS$15,000 / 5mo$695$1,875Sep 24
Capital One Venture Business (Capital One)Earn 100,000 bonus miles when you spend $10,000 in the first 3 months$10,000 / 3mo$95$1,850Sep 24
Capital One Venture X Business (Capital One)Earn 150,000 bonus miles when you spend $30,000 in the first 3 months.$30,000 / 3mo$395$1,500Sep 15
Chase Sapphire Preferred (Chase)Earn 75,000 points after you spend $5,000 in purchases in the first 3 months from account opening.$5,000 / 3mo$95$1,500Sep 24
Graphite Business Cash Unlimited Card from American Express (American Express)Earn $1,500 Cash Back in the form of Reward Dollars after you spend $50,000 in purchases on your new Card within the first 6 months of Card Membership.$50,000 / 6mo$295$1,500Sep 15
Marriott Bonvoy Brilliant American Express Card (American Express)Earn 150,000 Marriott Bonvoy® Bonus Points Plus A $250 Statement Credit after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership. Offer ends 09/30/26.$6,000 / 6mo$650$1,450Sep 11
Delta SkyMiles Platinum American Express Card (American Express)AS HIGH AS 90,000 Bonus Miles after you spend $3,000 in purchases on your new Card within the first 6 months of Card Membership.$4,000 / 6mo$350$1,380Sep 11
United Club Business Card (Chase)Earn up to 110,000 bonus miles + 2,000 Premier qualifying points (PQP) after qualifying activities (100,000 miles after $5,000 in purchases in the first 3 months).$5,000 / 3mo$695$1,350Aug 3
United Business Card (Chase)Earn up to 110,000 bonus miles + 2,000 Premier qualifying points (PQP) after qualifying activities (100,000 miles after $5,000 in purchases in the first 3 months).$5,000 / 3mo$150$1,350Aug 3
Capital One Venture X Rewards (Capital One)Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening.$4,000 / 3mo$395$1,275Sep 24
United Club Infinite Card (Chase)Earn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open. Plus, earn 10,000 bonus miles after you add an authorized user to your account in the first 3 months your account is open.$5,000 / 3mo$695$1,215Sep 24
Delta SkyMiles Gold American Express Card (American Express)AS HIGH AS 80,000 Bonus Miles after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership.$3,000 / 6mo$150$1,210Sep 11
Marriott Bonvoy Business American Express Card (American Express)Earn 75,000 Marriott Bonvoy® Points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership. Earn an Extra 50,000 Marriott Bonvoy® Points after you make an additional $3,000 in purchases within the first 6 months of Card Membership.$8,000 / 6mo$125up to $1,200Sep 11
Delta SkyMiles Platinum Business American Express Card (American Express)100,000 Bonus Miles after you spend $8,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 11/4/26.$8,000 / 6mo$350$1,200Sep 16
Bilt Palladium Card (Bilt)$300 Bilt Cash upon approval (no spend required); 50,000 Bilt Points and Bilt Gold Elite Status after $4,000 in non-housing purchases in the first 90 days.$4,000 / 3mo$495$1,200Aug 3
Marriott Bonvoy Boundless (Chase)Earn 3 Free Night Awards after spending $3,000 on eligible purchases within 3 months of account opening with the Marriott Bonvoy Boundless® Credit Card. Redeem each of your Free Night Awards for a one-night stay at properties with a redemption level up to 50,000 points per night. Certain hotels have resort fees.$3,000 / 3mo$95up to $1,200Sep 14
JetBlue Premier Card (Barclays)Earn 90,000 bonus points after spending $5,000 on purchases and paying the annual fee in full, both within the first 90 days$5,000 / 3mo$499$1,170Sep 24
Marriott Bonvoy Bevy American Express Card (American Express)Earn 125,000 Marriott Bonvoy® Bonus Points Plus A $150 Statement Credit after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership. Offer ends 09/30/26.$5,000 / 6mo$250$1,150Sep 11
World of Hyatt Credit Card (Chase)Earn up to 60,000 Bonus Points. 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months of account opening and up to 30,000 more Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.$20,000 / 6mo$95$1,125Sep 14
Capital One Venture Rewards (Capital One)Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening$4,000 / 3mo$95$1,125Sep 24
Delta SkyMiles Gold Business American Express Card (American Express)90,000 Bonus Miles after you spend $6,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 11/4/26.$6,000 / 6mo$150$1,080Sep 24
Aeroplan Credit Card (Chase)Earn up to 115,000 bonus points: 75,000 after you spend $4,000 on purchases in the first 3 months, plus 40,000 after you spend $20,000 on purchases in the first 12 months.$4,000 / 3mo$195$1,050Sep 17
British Airways Visa Signature (Chase)Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening.$5,000 / 3mo$95$1,050Sep 15
World of Hyatt Business (Chase)Earn 70,000 Bonus Points after you spend $7,000 on purchases in the first 3 months of account opening.$7,000 / 3mo$199$1,050Sep 24
Southwest Rapid Rewards Performance Business (Chase)Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.$5,000 / 3mo$299$1,040Sep 24
Citi Strata Premier (Citi)Earn 60,000 bonus ThankYou® Points after you spend $4,000 in the first 3 months$4,000 / 3mo$95$1,020Sep 24
Ink Business Premier (Chase)Earn $1,000 bonus cash back after you spend $10,000 on purchases in your first 3 months from account opening.$10,000 / 3mo$195$1,000Sep 24
Capital One Spark Cash (Capital One)Earn a $1,000 cash bonus when you spend $10,000 in the first 3 months, plus a one-time $250 Capital One Business Travel credit to use toward purchases made through Capital One Business Travel on that same $10,000 in spend.$10,000 / 3mo$95$1,000Sep 14
Atmos Rewards Summit Visa Infinite (Bank of America)Earn 70,000 bonus points and a 25,000-point Global Companion Award after spending $3,000 or more on purchases within the first 90 days of opening your account.$3,000 / 3mo$395$980Sep 23
Atmos Rewards Ascent Business Visa (Bank of America)Get 70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after you make $4,000 or more in purchases within the first 90 days of opening your account.$4,000 / 3mo$70$980Sep 15
Citi / AAdvantage Business World Elite Mastercard (Citi)EARN 65,000 AADVANTAGE® BONUS MILES AFTER QUALIFYING PURCHASES$4,000 / 4mo$99$975Sep 24
JetBlue Plus Card (Barclays)Earn 70,000 bonus points$1,000 / 3mo$99$910Sep 24
Citi / AAdvantage Globe Mastercard (Citi)EARN 60,000 AADVANTAGE® BONUS MILES AFTER QUALIFYING PURCHASES2$4,000 / 3mo$350$900Sep 14
IHG One Rewards Premier (Chase)Earn 140,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening.$3,000 / 3mo$99$840Sep 24
IHG One Rewards Premier Business (Chase)Earn 140,000 Bonus Points after spending $4,000 in the first 3 months from account opening.$4,000 / 3mo$99$840Sep 24
United Explorer Card (Chase)Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open. Plus, earn 10,000 bonus miles after you add an authorized user to your account in the first 3 months your account is open.$3,000 / 3mo$150$810Sep 24
United Quest Card (Chase)Earn 60,000 bonus miles + 500 PQP after you spend $4,000 on purchases in the first 3 months your account is open.$4,000 / 3mo$350$810Sep 24
Hilton Honors American Express Aspire Card (American Express)Best Hilton Points Offer Yet: Earn 200,000 Hilton Honors Bonus Points ... after you spend $6,000 in purchases on the Card within your first 6 months of Card Membership. Offer ends 1/13/2027.$6,000 / 6mo$550$800Sep 16
Southwest Rapid Rewards Premier Business (Chase)Earn 60,000 points after you spend $3,000 on purchases in the first 3 months from account opening.$3,000 / 3mo$149$780Sep 14
Southwest Rapid Rewards Priority (Chase)Earn 60,000 bonus points after you spend $2,000 on purchases in the first 3 months from account opening.$2,000 / 3mo$229$780Sep 24
Wells Fargo Autograph Journey Card (Wells Fargo)Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months – that’s $600 toward your next trip$4,000 / 3mo$95$780Sep 24
Iberia Visa Signature (Chase)Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening.$5,000 / 3mo$95$750Sep 24
Bank of America Premium Rewards Elite (Bank of America)75,000 online bonus points offer — a $750 value after you make at least $5,000 in purchases in the first 90 days of account opening$5,000 / 3mo$550$750Sep 24
Aer Lingus Visa Signature (Chase)Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening$5,000 / 3mo$95$750Sep 24
Citi Strata Elite (Citi)Earn 75,000 bonus points after spending $6,000 in the first 3 months$6,000 / 3mo$595$750Sep 24
Citi / AAdvantage Platinum Select World Elite Mastercard (Citi)Earn 50,000 AAdvantage bonus miles after $2,500 in purchases in the first 3 months$2,500 / 3mo$99$750Sep 14
Ink Business Cash (Chase)Earn $750 cash back after you spend $6,000 on purchases in the first 3 months after account opening.*$6,000 / 3mo$0$750Sep 24
Capital One Spark Cash Select (Capital One)Kick-start your business spending with a simple and rewarding way to earn a $750 cash bonus. By spending just $6,000 on purchases within the first three months of opening your account, you’ll unlock extra cash to help cover the inevitable expenses of running your business.$6,000 / 3mo$0$750Sep 15
Ink Business Unlimited (Chase)Earn $750 cash back after you spend $6,000 on purchases in the first 3 months after account opening.$6,000 / 3mo$0$750Sep 24
Southwest Rapid Rewards Premier (Chase)Earn 55,000 bonus points after you spend $1,500 on purchases in the first 3 months from account opening.$1,500 / 3mo$149$715Sep 14
Wyndham Rewards Earner Business Card (Barclays)Earn up to 100,000 bonus points, enough for up to 13 Free Nights$3,500 / 6mo$149$700Sep 14
Wyndham Rewards Earner Plus Card (Barclays)Earn up to 100,000 bonus points, enough for up to 13 free nights! Earn 45,000 bonus points after spending $1,000 on purchases in the first 90 days and also earn 55,000 bonus points after spending $500 at Hotels by Wyndham in the first 180 days.$1,500 / 6mo$95$700Sep 24
Atmos Rewards Ascent Visa Signature (Bank of America)Get 50,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) with this offer. To qualify, spend $1,500 or more on purchases within the first 90 days of opening your account.$1,500 / 3mo$95$700Sep 23
Marriott Bonvoy Bountiful (Chase)Earn 85,000 Bonus Points after you spend $4,000 in purchases in your first 3 months from your account opening.$4,000 / 3mo$250$680Sep 24
JetBlue Business Card (Barclays)Earn 50,000 bonus points after qualifying account activity$4,000 / 3mo$99$650Sep 24
Air France KLM Visa Signature (Bank of America)50,000 miles + 100 XP after $2,000 in purchases in the first 90 days$2,000 / 3mo$89$650Sep 24
Southwest Rapid Rewards Plus (Chase)Earn 50,000 bonus points after you spend $1,000 on purchases in the first 3 months from account opening.$1,000 / 3mo$99$650Sep 15
Hilton Honors American Express Business Card (American Express)Earn 150,000 Hilton Honors Bonus Points and a Free Night Reward after you spend $8,000 on eligible purchases on your Card within your first 6 months of Card Membership. Offer ends 1/13/27.$8,000 / 6mo$195$600Sep 16
Bank of America Premium Rewards (Bank of America)Earn 60,000 online bonus points after you make at least $4,000 in purchases in the first 90 days of account opening$4,000 / 3mo$95$600Sep 24
Delta SkyMiles Reserve American Express Card (American Express)Earn 50,000 Bonus Miles plus two round-trip Delta Comfort Flight Certificates after you spend $10,000 in purchases on your new Card in the first 6 months. Offer ends 11/4/2026.$10,000 / 6mo$650$600Sep 16
U.S. Bank Business Leverage Visa Signature (U.S. Bank)Earn up to $600 in rewards when you spend $6,000 in eligible purchases on the Account Owner's card within the first 120 days of opening your account.$6,000 / 4mo$95$600Sep 15
Wyndham Rewards Earner Card (Barclays)Earn up to 75,000 bonus points, enough for up to 10 Free Nights! Earn 30,000 bonus points after spending $1,000 on purchases in the first 90 days and also earn 45,000 bonus points after spending $500 at Hotels by Wyndham in the first 180 days.$1,000 / 3mo$0$525Sep 16
Hilton Honors American Express Surpass Card (American Express)130,000 points$3,000 / 6mo$150$520Sep 24
Navy Federal Visa Signature Flagship Rewards (Navy Federal)Earn 50,000 bonus points (a $500 value) when you spend $4,000 in your first 90 days.$4,000 / 3mo$49$500Sep 24
PenFed Pathfinder Rewards Visa Signature (PenFed)50,000 bonus points when you spend $3,000 in purchase transactions in the first 90 days$3,000 / 3mo$95$500Sep 5
Capital One VentureOne Business (Capital One)Earn a one-time bonus of 50,000 miles once you spend $4,500 on purchases within the first 3 months from account opening.$4,500 / 3mo$0$500Sep 14
USAA Eagle Navigator Visa Signature (USAA)Special Offer: Earn 50,000 bonus points after spending $3,000 on qualifying purchases by January 31, 2027$3,000 / 3mo$95$500Sep 14
Disney Inspire Visa Card (Chase)$300 Disney Gift Card + $200 statement credit after $1,000 spend in 3 months$1,000 / 3mo$149$500Jul 25
Bank of America Business Advantage Customized Cash Rewards (Bank of America)Get a $500 cash rewards bonus after you make at least $5,000 in purchases within 90 days of your account opening.$5,000 / 3mo$0$500Sep 24
Bank of America Business Advantage Unlimited Cash Rewards (Bank of America)Get a $500 cash rewards bonus after you make at least $5,000 in purchases within 90 days of your account opening$5,000 / 3mo$0$500Sep 24
IHG One Rewards Traveler (Chase)Earn 80,000 Bonus Points after you spend $2,000 on purchases in the first 3 months from account opening.$2,000 / 3mo$0$480Sep 24
United Gateway Card (Chase)Earn 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open.$1,000 / 3mo$0$405Sep 24
TD Cash Credit Card (TD Bank)Earn a $400 statement credit after making at least $3,000 in net purchases during the first three billing cycles following account opening.$3,000 / 3mo$0$400Sep 5
Marriott Bonvoy Bold (Chase)Earn 45,000 Bonus Points after spending $1,000 on eligible purchases within 3 months of account opening with the Marriott Bonvoy Bold® Credit Card.$1,000 / 3mo$0$360Sep 24
Capital One VentureOne Rewards (Capital One)Earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening.$500 / 3mo$0$340Sep 24
GM Rewards Card (Barclays)Earn 30,000 bonus points after spending $1,000 in the first 90 days of account opening.$1,000 / 3mo$0$300Aug 7
Truist Enjoy Beyond (Truist)30,000 bonus points after you spend $1,500 on purchases within 90 days of account opening$1,500 / 3mo$95$300Sep 24
Blue Business Plus Credit Card from American Express (American Express)Earn 15,000 Membership Rewards® Points after you spend $3,000 in purchases on your Card in your first 3 months of Card Membership.$3,000 / 3mo$0$300Sep 24
Blue Cash Preferred Card from American Express (American Express)AS HIGH AS $300 Cash Back after you spend $3,000 in purchases on your new Card within the first 6 months of Card Membership.$3,000 / 6mo$95$300Sep 14
Disney Premier Visa Card (Chase)Get a $200 Disney Gift Card eGift to use today upon approval + earn a $100 statement credit after you spend $500 on purchases in the first 3 months from account opening.$500 / 3mo$49$300Sep 24
Hilton Honors American Express Card (American Express)Earn 70,000 Hilton Honors Bonus Points + A Free Night Reward after you spend $2,000 in purchases on the Hilton Honors American Express Card in the first 6 months of Card Membership. Offer ends 1/13/2027.$2,000 / 6mo$0$280Sep 16
Wells Fargo Autograph Card (Wells Fargo)Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months – that’s a $200 cash redemption value$1,000 / 3mo$0$260Sep 24
Bank of America Travel Rewards (Bank of America)25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of your account opening – which can be redeemed for a $250 statement credit toward travel and dining purchases$1,000 / 3mo$0$250Sep 24
TD First Class Visa Signature (TD Bank)25,000 bonus points after $1K spend$3,000 / 6mo$89$250Sep 24
Navy Federal cashRewards Plus (Navy Federal)$250 bonus cash when you spend $2,500 within 90 days of account opening$2,500 / 3mo$0$250Sep 24
Navy Federal cashRewards Visa (Navy Federal)You can earn **$250 bonus cash** when you spend **$2,500** within **90 days** of account opening.$2,500 / 3mo$0$250Sep 24
Bank of America Unlimited Cash Rewards (Bank of America)Online $250 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening$1,000 / 3mo$0$250Sep 14
Blue Business Cash Card from American Express (American Express)Earn a $250 Statement Credit after you spend $3,000 in purchases on your Card in your first 3 months of Card Membership.$3,000 / 3mo$0$250Sep 24
American Airlines AAdvantage MileUp (Citi)EARN 15,000 AADVANTAGE® BONUS MILES AFTER QUALIFYING PURCHASES$500 / 3mo$0$225Sep 14
Citi Strata (Citi)20,000 points$1,000 / 3mo$0$200Sep 24
U.S. Bank Altitude Go Visa Signature (U.S. Bank)One-time 20,000 bonus Points will be awarded if you are approved for a new U.S. Bank Altitude Go Visa Signature Card and make $1,000 or more in total eligible Net Purchases to your Account within 90 days of Account opening.$1,000 / 3mo$0$200Sep 24
Carnival Rewards Mastercard (Barclays)Earn 20,000 points after spending $1,000 on purchases in the first 90 days.$1,000 / 3mo$0$200Sep 24
Navy Federal More Rewards American Express (Navy Federal)You can earn **20,000 points** when you spend **$2,000** within **90 days** of account opening—that’s a $200 value!$2,000 / 3mo$0$200Sep 24
Truist Enjoy Travel (Truist)20,000 bonus miles after you spend $1,500 within 90 days of account opening$1,500 / 3mo$0$200Sep 24
U.S. Bank Altitude Connect Visa Signature (U.S. Bank)Earn 20,000 bonus points if you spend $1,000 in net purchases in the first 90 days.$1,000 / 3mo$0$200Sep 24
Capital One Quicksilver Cash Rewards (Capital One)Earn $200 as a one-time cash bonus once you spend $500 within 3 months from account opening.$500 / 3mo$0$200Sep 24
Capital One Savor Cash Rewards (Capital One)Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening.$500 / 3mo$0$200Sep 15
Samsung Galaxy Card (Barclays)Earn $200 in bonus cash rewards after spending $2,000 on purchases in the first 90 days of account opening.$2,000 / 3mo$0$200Sep 24
USAA Preferred Cash Rewards Visa (USAA)Earn a $200 reward bonus after spending $1,000 on qualifying purchases by January 31, 2027$1,000 / 3mo$0$200Sep 14
Bilt Obsidian Card (Bilt)$200 Bilt Cash on approval$95$200Aug 3
Chase Freedom Flex (Chase)Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.$500 / 3mo$0$200Sep 14
Chase Freedom Unlimited (Chase)Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.$500 / 3mo$0$200Sep 24
Blue Cash Everyday Card from American Express (American Express)Up to $200 cash back after $2,000 spend in 6 months$2,000 / 6mo$0$200Aug 3
Bank of America Customized Cash Rewards (Bank of America)Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening$1,000 / 3mo$0$200Sep 24
TD Double Up Credit Card (TD Bank)Earn $200 Cash Back in the form of a statement credit when you spend $1,500 within the first 90 days after account opening (20,000 Bonus Points)$1,500 / 3mo$0$200Sep 24
Citi Double Cash (Citi)Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of your Citi Double Cash® Card account opening.$1,500 / 6mo$0$200Sep 24
U.S. Bank Cash+ Visa Signature (U.S. Bank)Earn a $200 rewards bonus after you spend $1,000 in eligible purchases within the first 90 days of account opening.$1,000 / 3mo$0$200Sep 15
USAA Cashback Rewards Plus American Express (USAA)Earn a $200 reward bonus after spending $1,000 on qualifying purchases by January 31, 2027 (usaa.com credit-cards hub)$1,000 / 3mo$0$200Sep 24
Ford Rewards Visa Signature Credit Card (Bread Financial)15,000 Points (up to a $75 redemption value) when you make just one card purchase in the first 90 days, plus a $100 statement credit when you spend $1,500 in the first 90 days. Two separate offers with separate requirements; Ford Rewards enrollment is separate from the card.$1,500 / 3mo$0$175Aug 3
Disney Visa Card (Chase)New Disney Visa Cardmembers can earn a $150 statement credit after spending $500 on purchases in the first 3 months from account opening$500 / 3mo$0$150Aug 22
Amazon Visa (Chase)$150 Amazon Gift Card$0$150Sep 24
Amazon Prime Visa (Chase)$150 Amazon Gift Card on approval$0$150Sep 24
United MileagePlus Debit Rewards Card (Sunrise Banks)Earn 10,000 Bonus Miles when you open an account and spend $500 within the first four months.$500 / 4mo$0$135Sep 24
JetBlue Card (Barclays)Earn 10,000 bonus points after spending $1,000 on purchases in the first 90 days$1,000 / 3mo$0$130Sep 24
PenFed Platinum Rewards Visa Signature (PenFed)Eligible accounts will receive a one-time 15,000 point bonus upon spending $1,500 in qualified purchase transactions within 90 days of account opening$1,500 / 3mo$0$128Sep 24
Delta SkyMiles Blue American Express Card (American Express)Earn 10,000 Bonus Miles after you spend $1,000 on eligible purchases on your new Card within your first 6 months of Card Membership.†$1,000 / 6mo$0$120Sep 24
Bilt Blue Card (Bilt)$100 Bilt Cash on approval$0$100Aug 3
AAA Travel Advantage Visa (Bread Financial)Earn a $100 statement credit when you spend $1,000 within the first 90 days of account opening.$1,000 / 3mo$0$100Sep 14
Capital One Savor Student Cash Rewards (Capital One)Limited time—earn a $100 cash bonus while getting unlimited 3% cash back at grocery stores and on dining. Terms apply.$300 / 3mo$0$100Sep 16
Discover it Student Cash Back (Discover)Earn a $100 statement credit when you spend $300 in the first 3 months.$300 / 3mo$0$100Sep 24
Capital One Quicksilver Student Cash Rewards (Capital One)Limited time—earn a $100 cash bonus while getting 1.5% cash back on every purchase, every day. Terms apply.$300 / 3mo$0$100Sep 3
PenFed Power Cash Rewards Visa Signature (PenFed)$100 statement credit after $1,500 spend in 90 days$1,500 / 3mo$0$100Sep 5
Wells Fargo Active Cash Card (Wells Fargo)Earn a $100 cash rewards bonus when you spend $500 in purchases in the first 3 months$500 / 3mo$0$100Sep 24

See also: our ranked welcome-bonus picks · the welcome-bonus advisor · all cards by issuer.

FAQ

How often is this welcome bonus tracker updated?

Continuously — our pipeline re-verifies every card's offer from its issuer's page on a rolling schedule, and each row carries its own last-verified date.

Which credit card has the biggest welcome bonus right now?

The table above is sorted by estimated value, so the current leader is at the top, including limited-time elevated offers.

What does estimated value mean?

Bonus points multiplied by our own cents-per-point valuation for that rewards currency. Cash-back bonuses use 1¢ per point.