Wyndham Rewards Earner Plus Card by Barclays: 6x hotels, 4x dining & restaurants, 4x ev charging, 4x flights / airfare, 4x gas stations, 4x groceries /…
The Wyndham Rewards Earner Plus Card is Barclays's mid-tier credit card. The $95/yr annual fee includes a welcome bonus of up to 100,000 points. Read first-party 2026-09-14 (in-app Chromium): "LIMITED-TIME OFFER: Earn up to 100,000 bonus points: 45,000 after spending $1,000 on purchases in the first 90 days, and 55,000 after a further spend (second tier not captured in this read)". Matches our row. Beyond the welcome bonus, here's what the card actually delivers.
| Credit | Value | What it covers |
|---|---|---|
| 15,000-point Anniversary Bonus | $102/yr | 15,000 bonus points each anniversary year after the annual fee is paid; about $102 at our 0.68-cent Wyndham value. |
Welcome bonus value (year one): ~$680. Annual statement credits: $102. Minus the $95 annual fee = ~$687 in year-one net value before any spending earn. RewardsGuru rating: 4.3/5 — based on our net-value methodology.
Best fit: someone whose category spending matches the card's earn multipliers. Skip if: your spending pattern is flat across categories — a 2% flat-rate card would beat this.
Up to 100,000 points, in parts. Read first-party 2026-09-14 (in-app Chromium): "LIMITED-TIME OFFER: Earn up to 100,000 bonus points: 45,000 after spending $1,000 on purchases in the first 90 days, and 55,000 after a further spend (second tier not captured in this read)". Matches our row. At our ~0.68¢/pt valuation, the full bonus is roughly $680 in real value.
Year-one math: welcome bonus value (~$680) + annual credits ($102) − $95 fee = ~$687 net before spending earn. Year-two onward, the credits alone need to clear $95 — they do. Worth it if you'll use the credits, skip if you'd let them expire.
1 recurring statement credit: 15,000-point Anniversary Bonus ($102/yr). Total: $102/yr.
Check the card's terms — most premium travel cards waive foreign transaction fees, while no-fee and entry-tier cards usually charge 2-3%. Barclays's product page has the current rate.