Wyndham Rewards Earner Plus Card

The Wyndham Rewards Earner Plus Card is Barclays's entry-tier credit card. The $75/yr annual fee includes a 100,000-point welcome bonus after spending $1,500 in the first 6 months. Beyond the welcome bonus, here's what the card actually delivers.

Rewards

• 6x (≈4.2% effective at 0.7¢/pt) on gas
• 4x (≈2.8% effective at 0.7¢/pt) on dining
• 6x (≈4.2% effective at 0.7¢/pt) on hotels
• 4x (≈2.8% effective at 0.7¢/pt) on groceries
• 1x (≈0.7% effective at 0.7¢/pt) on everything

What the $75/yr fee is buying

Welcome bonus value (year one): ~$700. Annual statement credits: $0. Minus the $75 annual fee = ~$625 in year-one net value before any spending earn. RewardsGuru rating: 4.4/5 — based on our net-value methodology.

Who it's for, who should skip

Best fit: someone whose category spending matches the card's earn multipliers. Skip if: your spending pattern is flat across categories — a 2% flat-rate card would beat this.

Frequently asked questions

What's the Wyndham Rewards Earner Plus Card welcome bonus?

100,000 points after spending $1,500 in the first 6 months. At our ~0.7¢/pt valuation, that's roughly $700 in real value.

Is the Wyndham Rewards Earner Plus Card worth the $75 annual fee?

Year-one math: welcome bonus value (~$700) + annual credits ($0) − $75 fee = ~$625 net before spending earn. Year-two onward, the credits alone need to clear $75 — they do not. Worth it if you'll use the credits, skip if you'd let them expire.

Does the Wyndham Rewards Earner Plus Card have foreign transaction fees?

Check the card's terms — most premium travel cards waive foreign transaction fees, while no-fee and entry-tier cards usually charge 2-3%. Barclays's product page has the current rate.

More on this card

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