Delta SkyMiles Platinum Business American Express Card by American Express: 3x flights / airfare on purchases made directly with Delta, 3x hotels booked…
The Delta SkyMiles Platinum Business American Express Card is American Express's mid-tier credit card. The $350/yr annual fee includes a 100,000-point welcome bonus after spending $8,000 in the first 6 months. Beyond the welcome bonus, here's what the card actually delivers.
| Credit | Value | What it covers |
|---|---|---|
| Companion Certificate (Delta Main, annual) | $300/yr | One Companion Certificate each year after card renewal, valid on a Delta Main domestic, Caribbean, or Central American round-trip flight. Companion pays only government-imposed taxes/fees of $22-$250. Delta Basic excluded. |
| Rideshare credit | $120/mo | Up to $10/mo back on eligible U.S. rideshare purchases with select providers ($120/yr); enrollment required |
| Delta Stays credit | $200/yr | Up to $200/yr back as a statement credit on prepaid hotels or vacation rentals booked through Delta Stays |
| Global Entry / TSA PreCheck application fee | $120/quadrennial | Statement credit every 4 years for Global Entry ($120) or TSA PreCheck (up to $85) application fee charged to the card. |
| Resy dining credit | $120/mo | Up to $10/mo in statement credits on eligible U.S. Resy restaurant purchases ($120/yr); enrollment required |
Welcome bonus value (year one): ~$1200. Annual statement credits: $860. Minus the $350 annual fee = ~$1710 in year-one net value before any spending earn. RewardsGuru rating: 3.5/5 — based on our net-value methodology.
Best fit: small-business owners who can run business expenses through one card and want the welcome bonus + category multipliers. Skip if: you don't have separate business spend or you'd struggle to hit the welcome-bonus spending requirement.
100,000 points after spending $8,000 in the first 6 months. At our ~1.2¢/pt valuation, that's roughly $1200 in real value.
Year-one math: welcome bonus value (~$1200) + annual credits ($860) − $350 fee = ~$1710 net before spending earn. Year-two onward, the credits alone need to clear $350 — they do. Worth it if you'll use the credits, skip if you'd let them expire.
5 recurring statement credits: Companion Certificate (Delta Main, annual) ($300/yr), Rideshare credit ($120/mo), Delta Stays credit ($200/yr), Global Entry / TSA PreCheck application fee ($120), Resy dining credit ($120/mo). Total: $860/yr.
Check the card's terms — most premium travel cards waive foreign transaction fees, while no-fee and entry-tier cards usually charge 2-3%. American Express's product page has the current rate.