Delta SkyMiles Platinum American Express Card by American Express: 3x flights / airfare, 3x hotels prepaid via Delta Stays, 2x dining & restaurants, 2x…
The Delta SkyMiles Platinum American Express Card is American Express's mid-tier credit card. The $350/yr annual fee includes a 100,000-point welcome bonus after spending $6,000 in the first 6 months. Beyond the welcome bonus, here's what the card actually delivers.
| Credit | Value | What it covers |
|---|---|---|
| Rideshare credit | $120/mo | Up to $10/mo back on eligible U.S. rideshare purchases with select providers ($120/yr); enrollment required |
| Resy dining credit | $120/mo | Up to $10/mo in statement credits on eligible U.S. Resy restaurant purchases ($120/yr); enrollment required |
| Delta Stays credit | $150/yr | Up to $150/yr back as a statement credit on prepaid hotels or vacation rentals booked through Delta Stays |
| Companion Certificate (Delta Main, annual) | $300/yr | One Companion Certificate each year after card renewal, valid on a Delta Main round-trip flight within the U.S. and to Mexico, the Caribbean, or Central America. Companion pays only government-imposed taxes/fees of $22-$250. Delta Basic fares excluded. |
Welcome bonus value (year one): ~$1200. Annual statement credits: $690. Minus the $350 annual fee = ~$1540 in year-one net value before any spending earn. RewardsGuru rating: 4.1/5 — based on our net-value methodology.
Best fit: someone whose category spending matches the card's earn multipliers. Skip if: your spending pattern is flat across categories — a 2% flat-rate card would beat this.
100,000 points after spending $6,000 in the first 6 months. At our ~1.2¢/pt valuation, that's roughly $1200 in real value.
Year-one math: welcome bonus value (~$1200) + annual credits ($690) − $350 fee = ~$1540 net before spending earn. Year-two onward, the credits alone need to clear $350 — they do. Worth it if you'll use the credits, skip if you'd let them expire.
4 recurring statement credits: Rideshare credit ($120/mo), Resy dining credit ($120/mo), Delta Stays credit ($150/yr), Companion Certificate (Delta Main, annual) ($300/yr). Total: $690/yr.
Check the card's terms — most premium travel cards waive foreign transaction fees, while no-fee and entry-tier cards usually charge 2-3%. American Express's product page has the current rate.