Citi / AAdvantage Globe Mastercard by Citi: 6x hotels via portal, 3x flights / airfare, 2x dining & restaurants, 2x transit & commuting, 1x everything…
The Citi / AAdvantage Globe Mastercard is Citi's mid-tier credit card. The $350/yr annual fee includes a 60,000-point welcome bonus after spending $4,000 in the first 3 months. Beyond the welcome bonus, here's what the card actually delivers.
| Credit | Value | What it covers |
|---|---|---|
| American Airlines Companion Certificate | $150/yr | Earn an American Airlines Companion Certificate starting in your second cardmembership year as long as your cardmembership is renewed. Companion certificate is good for a single qualifying round-trip main cabin domestic flight. Redeeming the certificate costs $99 for the ticketing fee, plus taxes an |
| Admirals Club Globe Passes | $300/yr | Four digital Admirals Club Globe Passes each calendar year; one pass admits one adult for 24 hours, the primary cardmember must be present, and unused passes expire at year end. Dollar value is our estimate. |
| Inflight purchases on American Airlines | $100/yr | Up to $100 in statement credits each calendar year for inflight purchases on domestic flights marketed and operated by American Airlines or American Eagle. |
| Turo trip credits | $240/yr | Up to $240 in statement credits each calendar year, up to $30 per completed Turo trip booked on turo.com or the Turo app, after linking the card at Turo.com/Globe. |
| Annual Splurge Credit | $100/yr | Up to $100 in statement credits each calendar year toward purchases at an activated Splurge Credit merchant; up to two merchants can be active at a time. |
| Global Entry / TSA PreCheck application fee credit | $120/quadrennial | Up to $120 statement credit every 4 years for Global Entry ($100) or TSA PreCheck ($78) application fees. Amortized: $30 per year. |
Welcome bonus value (year one): ~$900. Annual statement credits: $1010. Minus the $350 annual fee = ~$1560 in year-one net value before any spending earn. RewardsGuru rating: 3.7/5 — based on our net-value methodology.
Best fit: someone whose category spending matches the card's earn multipliers. Skip if: your spending pattern is flat across categories — a 2% flat-rate card would beat this.
60,000 points after spending $4,000 in the first 3 months. At our ~1.5¢/pt valuation, that's roughly $900 in real value.
Year-one math: welcome bonus value (~$900) + annual credits ($1010) − $350 fee = ~$1560 net before spending earn. Year-two onward, the credits alone need to clear $350 — they do. Worth it if you'll use the credits, skip if you'd let them expire.
6 recurring statement credits: American Airlines Companion Certificate ($150/yr), Admirals Club Globe Passes ($300/yr), Inflight purchases on American Airlines ($100/yr), Turo trip credits ($240/yr), Annual Splurge Credit ($100/yr), Global Entry / TSA PreCheck application fee credit ($120). Total: $1010/yr.
Check the card's terms — most premium travel cards waive foreign transaction fees, while no-fee and entry-tier cards usually charge 2-3%. Citi's product page has the current rate.