World of Hyatt Business by Chase: 4x hotels, 2x cardholder-chosen / top spend category, 2x fitness & gym memberships, 1x everything else. $199 annual fee.…
The World of Hyatt Business is Chase's mid-tier credit card. The $199/yr annual fee includes a 70,000-point welcome bonus after spending $7,000 in the first 3 months. Beyond the welcome bonus, here's what the card actually delivers.
| Credit | Value | What it covers |
|---|---|---|
| DoorDash non-restaurant promo | $120/yr ($10/mo) | $10 off one qualifying non-restaurant DoorDash order each calendar month ($120/yr) when you first activate DashPass with the card between 09/01/2026 and 12/31/2027. If you activated DashPass between 02/01/2025 and 08/31/2026, it is $10 each calendar quarter ($40/yr) instead. Requires an active DashPass membership. Unused value does not roll over. Not valid on gift cards. |
| DashPass membership | $120/yr | Complimentary DashPass membership for 12 months (DoorDash + Caviar) when first activated with the card between 02/01/2025 and 12/31/2027. Then renews at the monthly DashPass rate unless you cancel. |
| Hyatt statement credit | $100/yr | Up to $100/yr in statement credits — $50 each time you spend $50 or more at any Hyatt property, up to twice per anniversary year |
Welcome bonus value (year one): ~$1141. Annual statement credits: $340. Minus the $199 annual fee = ~$1282 in year-one net value before any spending earn. RewardsGuru rating: 4.0/5 — based on our net-value methodology.
Best fit: small-business owners who can run business expenses through one card and want the welcome bonus + category multipliers. Skip if: you don't have separate business spend or you'd struggle to hit the welcome-bonus spending requirement.
70,000 points after spending $7,000 in the first 3 months. At our ~1.63¢/pt valuation, that's roughly $1141 in real value.
Year-one math: welcome bonus value (~$1141) + annual credits ($340) − $199 fee = ~$1282 net before spending earn. Year-two onward, the credits alone need to clear $199 — they do. Worth it if you'll use the credits, skip if you'd let them expire.
3 recurring statement credits: DoorDash non-restaurant promo ($120/mo), DashPass membership ($120/yr), Hyatt statement credit ($100/yr). Total: $340/yr.
Check the card's terms — most premium travel cards waive foreign transaction fees, while no-fee and entry-tier cards usually charge 2-3%. Chase's product page has the current rate.