Disney Inspire Visa Card by Chase: 10% streaming services, 3% entertainment, 3% gas stations, 2% dining & restaurants, 2% groceries / supermarkets, 1%…
The Disney Inspire Visa Card is Chase's mid-tier credit card. The $149/yr annual fee includes a $500 cash welcome bonus after spending $1,000 in the first 3 months. Beyond the welcome bonus, here's what the card actually delivers.
| Credit | Value | What it covers |
|---|---|---|
| Disney+/Hulu/ESPN+ monthly subscription statement credit | $120/yr | $10 Statement Credit on Qualifying Subscriptions Each Month. You will receive a $10.00 statement credit applied to your account after $10.00 or more in Qualifying Purchases each month. |
| U.S. Disney Theme Park Tickets statement credit | $100/yr | $100 Statement Credit on U.S. Disney Theme Park Tickets Spend Each Anniversary Year. You will receive a $100 statement credit automatically applied to your account after $200 in Qualifying Purchases each Anniversary Year. |
| DoorDash non-restaurant promo | $120/yr ($10/mo) | $10 off one qualifying non-restaurant DoorDash order each calendar month ($120/yr) when you first activate DashPass with the card between 09/01/2026 and 12/31/2027. If you activated DashPass between 02/01/2025 and 08/31/2026, it is $10 each calendar quarter ($40/yr) instead. Requires an active DashPass membership. Unused value does not roll over. Not valid on gift cards. |
| DashPass membership | $120/yr | Complimentary DashPass membership for 12 months (DoorDash + Caviar) when first activated with the card between 02/01/2025 and 12/31/2027. Then renews at the monthly DashPass rate unless you cancel. |
Welcome bonus value (year one): ~$500. Annual statement credits: $460. Minus the $149 annual fee = ~$811 in year-one net value before any spending earn. RewardsGuru rating: 4.1/5 — based on our net-value methodology.
Best fit: someone whose category spending matches the card's earn multipliers. Skip if: your spending pattern is flat across categories — a 2% flat-rate card would beat this.
$500 cash back after spending $1,000 in the first 3 months.
Year-one math: welcome bonus value (~$500) + annual credits ($460) − $149 fee = ~$811 net before spending earn. Year-two onward, the credits alone need to clear $149 — they do. Worth it if you'll use the credits, skip if you'd let them expire.
4 recurring statement credits: Disney+/Hulu/ESPN+ monthly subscription statement credit ($120/yr), U.S. Disney Theme Park Tickets statement credit ($100/yr), DoorDash non-restaurant promo ($120/mo), DashPass membership ($120/yr). Total: $460/yr.
Check the card's terms — most premium travel cards waive foreign transaction fees, while no-fee and entry-tier cards usually charge 2-3%. Chase's product page has the current rate.