World of Hyatt Credit Card by Chase: 4x hotels, 2x dining & restaurants, 2x fitness & gym memberships, 2x flights / airfare, 2x transit & commuting, 1x…
The World of Hyatt Credit Card is Chase's mid-tier credit card. The $95/yr annual fee includes a welcome bonus of up to 60,000 points. Two-part offer: 30,000 points after $3,000 in the first 3 months, plus up to 30,000 more by earning 2 points per $1 (instead of 1) on up to $15,000 of purchases in the first 6 months. The full 60,000 needs $15,000 of that spend. Chase product page, read 2026-10-10. Beyond the welcome bonus, here's what the card actually delivers.
| Credit | Value | What it covers |
|---|---|---|
| DashPass membership | $120/yr | Complimentary DashPass membership for 12 months (DoorDash + Caviar). Activate by 12/31/2027. |
| DoorDash non-restaurant promo | $120/yr ($10/mo) | $10 off one qualifying non-restaurant DoorDash order each calendar month ($120/yr) when you first activate DashPass with the card between 09/01/2026 and 12/31/2027. If you activated DashPass between 02/01/2025 and 08/31/2026, it is $10 each calendar quarter ($40/yr) instead. Requires an active DashPass membership. Unused value does not roll over. Not valid on gift cards. |
| Category 1-4 Anniversary Free Night Award | $250/yr | World of Hyatt Free Night Award redeemable at any Cat 1-4 property (3,500-15,000 points / night). Auto-issued each cardmember anniversary. Mid-tier cash equivalent: 15,000 pts × $0.017 cpp = $250 for top-of-Cat-4 redemptions; lower-category redemptions deliver less cash but better cpp ratio. |
| Category 1-4 Free Night Award (after $15K spend) | $250/yr | Second World of Hyatt Free Night Award (Cat 1-4) earned after $15,000 in calendar-year purchases. Same redemption structure as the anniversary FNA. 15,000 pts × $0.017 cpp = $250 mid-tier face value. |
Welcome bonus value (year one): ~$978. Annual statement credits: $740. Minus the $95 annual fee = ~$1623 in year-one net value before any spending earn. RewardsGuru rating: 4.3/5 — based on our net-value methodology.
Best fit: someone whose category spending matches the card's earn multipliers. Skip if: your spending pattern is flat across categories — a 2% flat-rate card would beat this.
Up to 60,000 points, in parts. Two-part offer: 30,000 points after $3,000 in the first 3 months, plus up to 30,000 more by earning 2 points per $1 (instead of 1) on up to $15,000 of purchases in the first 6 months. The full 60,000 needs $15,000 of that spend. Chase product page, read 2026-10-10. At our ~1.63¢/pt valuation, the full bonus is roughly $978 in real value.
Year-one math: welcome bonus value (~$978) + annual credits ($740) − $95 fee = ~$1623 net before spending earn. Year-two onward, the credits alone need to clear $95 — they do. Worth it if you'll use the credits, skip if you'd let them expire.
4 recurring statement credits: DashPass membership ($120/yr), DoorDash non-restaurant promo ($120/mo), Category 1-4 Anniversary Free Night Award ($250/yr), Category 1-4 Free Night Award (after $15K spend) ($250/yr). Total: $740/yr.
Check the card's terms — most premium travel cards waive foreign transaction fees, while no-fee and entry-tier cards usually charge 2-3%. Chase's product page has the current rate.