Chase Freedom Unlimited by Chase: 5% travel (broad) via portal, 3% dining & restaurants, 3% drugstores, 2% transit & commuting on Lyft rides only, through…
The Chase Freedom Unlimited is Chase's no-annual-fee credit card. The $0/yr annual fee includes a $200 cash welcome bonus after spending $500 in the first 3 months. Beyond the welcome bonus, here's what the card actually delivers.
| Credit | Value | What it covers |
|---|---|---|
| DoorDash quarterly discount | $40/yr ($10/qtr) | $10 off one qualifying non-restaurant DoorDash order per calendar quarter ($40/yr). Requires active DashPass membership. Through 12/31/27 |
| DashPass membership (6 months) | $60/yr | Six months of complimentary DashPass on DoorDash and Caviar when first activated between 02/01/2025 and 12/31/2027. Chase values 12 months at $120, so six months is $60. |
Welcome bonus value (year one): ~$200. Annual statement credits: $100. Minus the $0 annual fee = ~$300 in year-one net value before any spending earn. RewardsGuru rating: 4.7/5 — based on our net-value methodology.
Best fit: someone building a long-term card portfolio without ongoing cost — the card stays open forever, padding average account age. Skip if: you want premium perks (lounge access, large statement credits, elite status); this card has none.
$200 cash back after spending $500 in the first 3 months.
Yes — there's no annual fee. The card stays open at zero ongoing cost, which makes it a good long-term hold for credit-history length.
2 recurring statement credits: DoorDash quarterly discount ($40), DashPass membership (6 months) ($60/yr). Total: $100/yr.
Check the card's terms — most premium travel cards waive foreign transaction fees, while no-fee and entry-tier cards usually charge 2-3%. Chase's product page has the current rate.