Chase Freedom Flex by Chase: 5% cardholder-chosen / top spend category (first $1,500/qtr), 5% travel (broad) via portal, 3% dining & restaurants, 3%…
The Chase Freedom Flex is Chase's no-annual-fee credit card. The $0/yr annual fee includes a $250 cash welcome bonus after spending $500 in the first 3 months. Limited-time offer. Chase's page shows '$200 [struck through] $250 bonus': "Earn a $250 bonus after you spend $500 on purchases in the first 3 months from account opening." No end date printed, so not flagged elevated (cards_elevated_needs_end_date). Previous public offer: $200. Launched with Chase's 2026-09-21 Freedom Flex update. Read first-party 2026-09-26. Beyond the welcome bonus, here's what the card actually delivers.
| Credit | Value | What it covers |
|---|---|---|
| DashPass membership (6 months) | $60/yr | Six months of complimentary DashPass on DoorDash and Caviar when first activated between 02/01/2025 and 12/31/2027. Chase values 12 months at $120, so six months is $60. |
| DoorDash quarterly discount | $40/yr ($10/qtr) | $10 off one qualifying non-restaurant DoorDash order per calendar quarter ($40/yr). Requires active DashPass membership. Through 12/31/27 |
Welcome bonus value (year one): ~$250. Annual statement credits: $100. Minus the $0 annual fee = ~$350 in year-one net value before any spending earn. RewardsGuru rating: 4.2/5 — based on our net-value methodology.
Best fit: someone building a long-term card portfolio without ongoing cost — the card stays open forever, padding average account age. Skip if: you want premium perks (lounge access, large statement credits, elite status); this card has none.
$250 cash back after spending $500 in the first 3 months.
Yes — there's no annual fee. The card stays open at zero ongoing cost, which makes it a good long-term hold for credit-history length.
2 recurring statement credits: DashPass membership (6 months) ($60/yr), DoorDash quarterly discount ($40). Total: $100/yr.
Check the card's terms — most premium travel cards waive foreign transaction fees, while no-fee and entry-tier cards usually charge 2-3%. Chase's product page has the current rate.