Ink Business Unlimited by Chase: 1.5% everything else. No annual fee. Rates and credits verified from issuer pages.
The Ink Business Unlimited is Chase's no-annual-fee credit card. The $0/yr annual fee includes a $750 cash welcome bonus after spending $6,000 in the first 3 months. Beyond the welcome bonus, here's what the card actually delivers.
Welcome bonus value (year one): ~$750. Annual statement credits: $0. Minus the $0 annual fee = ~$750 in year-one net value before any spending earn. RewardsGuru rating: 4.2/5 — based on our net-value methodology.
Best fit: small-business owners who can run business expenses through one card and want the welcome bonus + category multipliers. Skip if: you don't have separate business spend or you'd struggle to hit the welcome-bonus spending requirement.
$750 cash back after spending $6,000 in the first 3 months.
Yes — there's no annual fee. The card stays open at zero ongoing cost, which makes it a good long-term hold for credit-history length.
Check the card's terms — most premium travel cards waive foreign transaction fees, while no-fee and entry-tier cards usually charge 2-3%. Chase's product page has the current rate.