Transfer Partners & Live Transfer Bonuses — Chase, Amex, Capital One, Citi, Bilt

Every airline and hotel transfer partner for Chase, Amex, Capital One, Citi and Bilt points, with the transfer ratio, our value per point, and the transfer bonuses running right now.

A table of every transfer partner for the five transferable-points programs (Chase Ultimate Rewards, Amex Membership Rewards, Capital One, Citi ThankYou and Bilt): the airline or hotel program, the transfer ratio, our estimated value per point, and any transfer bonus running today with its end date. Filter by program or partner type.

How it works

  1. Pick the program you earn in, or search the partner you want to fly or stay with.
  2. Read the ratio (most partners are 1:1; some are 1:2 or 4:3) and the value per point we estimate for that partner.
  3. Check the bonus column: a live transfer bonus and its end date are shown from our tracker, which re-reads the issuers every day.

Illustrative: the same 10,000 points at different ratios

Transfer ratioPoints receivedWith a 30% bonus
1:110,00013,000
1:2 (a hotel partner)20,00026,000
4:37,5009,750

Illustrative — bonuses are time-limited and ratios are set by each program.

Common questions

Which partner should I transfer to?

Only transfer once the award you want is bookable, then pick the partner whose ratio and value per point give you the most for that specific flight or stay. Transfers cannot be reversed.

How do transfer bonuses work?

The issuer adds a percentage on top of the points you move, for example 30% more Avios per Membership Rewards point, for a fixed window. The tracker lists the bonus and the last day it applies.

How often is this table updated?

Our scraper re-reads each issuer's transfer partner page daily and the page shows when the data was last refreshed.

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