Six topic hubs that collect every RewardsGuru guide on one subject: the Europe-on-points trip, the Chase ecosystem, cash-back strategy, transfer partners and bonuses, the Rewards, Explained series, and business cards.
Six topic hubs that collect every RewardsGuru guide on one subject: the Europe-on-points trip, the Chase ecosystem, cash-back strategy, transfer partners and bonuses, the Rewards, Explained series, and business cards.
Most trip write-ups tell you which award they booked. This one tells you which card came out of your pocket for a CHF 7 locker, a mountain railway counter and a hotel that turned out to have a house car. Ten days, three countries, eleven daily guides plus the closing ledger, each answering one question we could not find a straight answer to before we left. New days are added here as they publish.
Chase's Sapphire, Freedom, and Ink cards are built to work together: Freedom and Ink cards earn cash back or points at a flat rate, and pairing one with a Sapphire card turns that into transferable Ultimate Rewards points worth more toward travel. Here's how the trifecta works, plus every guide on individual Chase cards.
Cash-back cards trade transfer partners and travel perks for simplicity — every dollar earns straight back as cash, no redemption chart required. The best strategies pair a flat-rate card for everyday spending with a rotating-category card for the categories that hit an elevated rate each quarter.
Moving points to an airline or hotel partner is usually worth more than redeeming for cash back or a flat travel credit — and transfer bonuses (a temporary boost like an extra 25% or 30% points) make the math even better. This hub tracks the current bonuses plus the full partner rosters for Chase, Amex, and Citi points.
Five short guides that build on each other, starting from the basics: what a point or mile is actually worth, what an annual fee needs to earn back, and how to combine two or three cards into a wallet that covers every purchase. Read them in order.
Business credit cards earn rewards on categories a personal card usually doesn't reward as well — office supplies, shipping, advertising — and keep business spending separate from personal spending. This hub covers the Chase Ink lineup and how it compares to American Express's business cards.