British Airways Visa Signature by Chase: 3x flights / airfare, 2x hotels, 1x everything else. $95 annual fee. 75,000-point welcome bonus. Rates and…
The British Airways Visa Signature is Chase's mid-tier credit card. The $95/yr annual fee includes a 75,000-point welcome bonus after spending $5,000 in the first 3 months. Beyond the welcome bonus, here's what the card actually delivers.
| Credit | Value | What it covers |
|---|---|---|
| Reward Flight Statement Credits | $600/yr | Receive statement credits of $100 for Economy and Premium Economy - or $200 for Business and First Class seats - three times per year, up to $600, when you book a Reward Flight travelling on British Airways and pay taxes, fees and carrier charges with the British Airways Visa Signature Credit Card. |
| 2,500 Avios Anniversary Award | $34/yr | 2,500 bonus Avios each account anniversary year; about $34 at our 1.35-cent Avios value. |
| Travel Together companion ticket (after $30K annual spend) | $150/yr | Avios-based companion ticket after $30,000 calendar-year spend. Verified first-party 2026-07-05. |
| DoorDash non-restaurant promo | $120/yr ($10/mo) | $10 off one qualifying non-restaurant DoorDash order each calendar month ($120/yr) when you first activate DashPass with the card between 09/01/2026 and 12/31/2027. If you activated DashPass between 02/01/2025 and 08/31/2026, it is $10 each calendar quarter ($40/yr) instead. Requires an active DashPass membership. Unused value does not roll over. Not valid on gift cards. |
| DashPass membership | $120/yr | Complimentary DashPass membership for 12 months (DoorDash + Caviar) when first activated with the card between 02/01/2025 and 12/31/2027. Then renews at the monthly DashPass rate unless you cancel. |
Welcome bonus value (year one): ~$1013. Annual statement credits: $1024. Minus the $95 annual fee = ~$1942 in year-one net value before any spending earn. RewardsGuru rating: 4.2/5 — based on our net-value methodology.
Best fit: someone whose category spending matches the card's earn multipliers. Skip if: your spending pattern is flat across categories — a 2% flat-rate card would beat this.
75,000 points after spending $5,000 in the first 3 months. At our ~1.35¢/pt valuation, that's roughly $1013 in real value.
Year-one math: welcome bonus value (~$1013) + annual credits ($1024) − $95 fee = ~$1942 net before spending earn. Year-two onward, the credits alone need to clear $95 — they do. Worth it if you'll use the credits, skip if you'd let them expire.
5 recurring statement credits: Reward Flight Statement Credits ($600/yr), 2,500 Avios Anniversary Award ($34/yr), Travel Together companion ticket (after $30K annual spend) ($150/yr), DoorDash non-restaurant promo ($120/mo), DashPass membership ($120/yr). Total: $1024/yr.
Check the card's terms — most premium travel cards waive foreign transaction fees, while no-fee and entry-tier cards usually charge 2-3%. Chase's product page has the current rate.