Blue Business Cash Card from American Express
Blue Business Cash Card from American Express by American Express: 2% everything else. No annual fee. Rates and credits verified from issuer pages.
The Blue Business Cash Card from American Express is American Express's no-annual-fee credit card. The $0/yr annual fee includes a welcome bonus of up to $500 (offers vary) after spending $5,000 in the first 3 months. Beyond the welcome bonus, here's what the card actually delivers.
Rewards
- 2% on everything
What the $0/yr fee is buying
Welcome bonus value (year one): up to $500. Annual statement credits: $0. Minus the $0 annual fee = up to $500 in year-one net value before any spending earn. RewardsGuru rating: 3.7/5 — based on our net-value methodology.
Who it's for, who should skip
Best fit: small-business owners who can run business expenses through one card and want the welcome bonus + category multipliers. Skip if: you don't have separate business spend or you'd struggle to hit the welcome-bonus spending requirement.
Frequently asked questions
What's the Blue Business Cash Card from American Express welcome bonus?
Up to $500 cash back after spending $5,000 in the first 3 months (offers vary).
Is the Blue Business Cash Card from American Express worth the $0 annual fee?
Yes — there's no annual fee. The card stays open at zero ongoing cost, which makes it a good long-term hold for credit-history length.
Does the Blue Business Cash Card from American Express have foreign transaction fees?
Check the card's terms — most premium travel cards waive foreign transaction fees, while no-fee and entry-tier cards usually charge 2-3%. American Express's product page has the current rate.