Southwest Rapid Rewards Priority by Chase: 4x flights / airfare, 3x transit & commuting, 2x dining & restaurants, 2x gas stations, 1x everything else.…
The Southwest Rapid Rewards Priority is Chase's mid-tier credit card. The $229/yr annual fee includes a 90,000-point welcome bonus after spending $3,000 in the first 3 months. Limited-time offer, raised from 60,000 after $2,000. Southwest's card page says the offer ends 12/2/26. Beyond the welcome bonus, here's what the card actually delivers.
| Credit | Value | What it covers |
|---|---|---|
| 7,500-point Anniversary Bonus | $75/yr | 7,500 bonus points each account anniversary year; $75 at the 1-cent Southwest value used for the Performance Business row. |
| Instacart credit | $120/yr | Up to $120 in Instacart credits annually $0 delivery fees with 3 months of complimentary Instacart+ and a $10 monthly Instacart credit. Service fees apply. |
| DoorDash non-restaurant promo | $120/yr ($10/mo) | $10 off one qualifying non-restaurant DoorDash order each calendar month ($120/yr) when you first activate DashPass with the card between 09/01/2026 and 12/31/2027. If you activated DashPass between 02/01/2025 and 08/31/2026, it is $10 each calendar quarter ($40/yr) instead. Requires an active DashPass membership. Unused value does not roll over. Not valid on gift cards. |
| DoorDash DashPass | $120/yr | Complimentary 12-month DashPass membership ($0 delivery + reduced service fees) for DoorDash and Caviar. Activate by 12/31/27; auto-renews at monthly rate after |
Welcome bonus value (year one): ~$1170. Annual statement credits: $435. Minus the $229 annual fee = ~$1376 in year-one net value before any spending earn. RewardsGuru rating: 3.9/5 — based on our net-value methodology.
Best fit: someone whose category spending matches the card's earn multipliers. Skip if: your spending pattern is flat across categories — a 2% flat-rate card would beat this.
90,000 points after spending $3,000 in the first 3 months. At our ~1.3¢/pt valuation, that's roughly $1170 in real value.
Year-one math: welcome bonus value (~$1170) + annual credits ($435) − $229 fee = ~$1376 net before spending earn. Year-two onward, the credits alone need to clear $229 — they do. Worth it if you'll use the credits, skip if you'd let them expire.
4 recurring statement credits: 7,500-point Anniversary Bonus ($75/yr), Instacart credit ($120/yr), DoorDash non-restaurant promo ($120/mo), DoorDash DashPass ($120/yr). Total: $435/yr.
Check the card's terms — most premium travel cards waive foreign transaction fees, while no-fee and entry-tier cards usually charge 2-3%. Chase's product page has the current rate.