Southwest Rapid Rewards Priority by Chase: 4x flights / airfare, 3x transit & commuting, 2x dining & restaurants, 2x gas stations, 1x everything else.…
The Southwest Rapid Rewards Priority is Chase's mid-tier credit card. The $229/yr annual fee includes a 60,000-point welcome bonus after spending $2,000 in the first 3 months. Beyond the welcome bonus, here's what the card actually delivers.
| Credit | Value | What it covers |
|---|---|---|
| Instacart credit | $120/yr | Up to $120 in Instacart credits annually $0 delivery fees with 3 months of complimentary Instacart+ and a $10 monthly Instacart credit. Service fees apply. |
| DoorDash DashPass | $120/yr | Complimentary 12-month DashPass membership ($0 delivery + reduced service fees) for DoorDash and Caviar. Activate by 12/31/27; auto-renews at monthly rate after |
| DoorDash quarterly discount | $40/qtr | $10 off one qualifying non-restaurant DoorDash order per calendar quarter ($40/yr). Requires active DashPass membership. Through 12/31/27 |
Welcome bonus value (year one): ~$780. Annual statement credits: $280. Minus the $229 annual fee = ~$831 in year-one net value before any spending earn. RewardsGuru rating: 3.9/5 — based on our net-value methodology.
Best fit: someone whose category spending matches the card's earn multipliers. Skip if: your spending pattern is flat across categories — a 2% flat-rate card would beat this.
60,000 points after spending $2,000 in the first 3 months. At our ~1.3¢/pt valuation, that's roughly $780 in real value.
Year-one math: welcome bonus value (~$780) + annual credits ($280) − $229 fee = ~$831 net before spending earn. Year-two onward, the credits alone need to clear $229 — they do. Worth it if you'll use the credits, skip if you'd let them expire.
3 recurring statement credits: Instacart credit ($120/yr), DoorDash DashPass ($120/yr), DoorDash quarterly discount ($40). Total: $280/yr.
Check the card's terms — most premium travel cards waive foreign transaction fees, while no-fee and entry-tier cards usually charge 2-3%. Chase's product page has the current rate.