Blue Cash Everyday Card from American Express by American Express: 3% gas stations (first $6K/yr), 3% groceries / supermarkets (first $6K/yr), 3% online…
The Blue Cash Everyday Card from American Express is American Express's no-annual-fee credit card. The $0/yr annual fee includes a $200 cash welcome bonus after spending $2,000 in the first 6 months. Beyond the welcome bonus, here's what the card actually delivers.
| Credit | Value | What it covers |
|---|---|---|
| Home Chef credit | $180/mo | Up to $15/mo in statement credits ($180/yr) on a Home Chef meal-kit subscription; enrollment required |
| Disney Bundle credit | $84/mo | Up to $7/mo in statement credits ($84/yr) on an eligible Disney Bundle (Disney+, Hulu, ESPN) subscription; enrollment required |
Welcome bonus value (year one): ~$200. Annual statement credits: $264. Minus the $0 annual fee = ~$464 in year-one net value before any spending earn. RewardsGuru rating: 4.2/5 — based on our net-value methodology.
Best fit: someone building a long-term card portfolio without ongoing cost — the card stays open forever, padding average account age. Skip if: you want premium perks (lounge access, large statement credits, elite status); this card has none.
$200 cash back after spending $2,000 in the first 6 months.
Yes — there's no annual fee. The card stays open at zero ongoing cost, which makes it a good long-term hold for credit-history length.
2 recurring statement credits: Home Chef credit ($180/mo), Disney Bundle credit ($84/mo). Total: $264/yr.
Check the card's terms — most premium travel cards waive foreign transaction fees, while no-fee and entry-tier cards usually charge 2-3%. American Express's product page has the current rate.