At midnight on September 30, 2026, September's monthly card credits and third-quarter credits reset, Chase to Aeroplan and Capital One to JAL transfer bonuses end, Sapphire Preferred's 1:1 Hyatt transfers end, and two Marriott card offers close. Checked Sept 30.
TL;DR: At midnight tonight, September's monthly card credits and the third-quarter credits stop counting, two transfer bonuses end, 1:1 Hyatt transfers end on the Sapphire Preferred and Ink Business Preferred, and two Marriott card offers close. Everything below was checked on September 30, 2026. Use what you already have first; nothing here needs a new card.
Tonight is the last day of a month, a quarter and several promotions at once. If you carry any of the cards below, a few minutes before midnight can be worth real money. This is a checklist, not a to-do list: skip anything you wouldn't have spent anyway.
These reset tomorrow, so anything unused from September is gone. Amounts are per month, from each issuer's benefits page. Our monthly credits checklist covers how each one works.
| Card | Credit | Per month | Enrollment |
|---|---|---|---|
| Amex Platinum | Uber Cash | $15 | Required |
| Amex Platinum | Digital entertainment | $25 | Required |
| Amex Gold | Uber Cash | $10 | Required |
| Amex Gold | Dining (select restaurants) | $10 | Required |
| Amex Gold | Dunkin' | $7 | Required |
| Chase Sapphire Reserve | DoorDash: $5 restaurant promo plus two $10 non-restaurant promos | up to $25 | DashPass required |
| Chase Sapphire Reserve | Lyft | $10 | Required |
| Chase Sapphire Reserve | Peloton | $10 | Required |
| Delta Reserve | Resy restaurants | $20 | Required |
| Delta Reserve | Rideshare | $10 | Required |
| Business Platinum | Wireless phone service | $10 | Required |
"Required" means the credit only pays if you enrolled it in your account first. If you never did, tonight's credit is already gone; enrolling now sets up October.
These run by calendar quarter (July to September), so they also reset tomorrow.
| Card | Credit | This quarter |
|---|---|---|
| Amex Platinum | Resy restaurants | $100 |
| Amex Platinum | Lululemon | $75 |
| Hilton Aspire | Flights booked directly with an airline or through Amex Travel | $50 |
| Hilton Surpass | Hilton purchases | $50 |
| Hilton Business | Hilton purchases | $60 |
| Business Platinum | Indeed | $90 |
| Business Platinum | Hilton for Business | $50 |
| Chase co-brands with DoorDash (Freedom Flex, Slate, Southwest, Marriott Boundless and Bountiful, World of Hyatt) | $10 off one non-restaurant DoorDash order | $10 |
The fastest one to use tonight is usually the DoorDash quarterly promo: one grocery or convenience order clears it.
Sapphire Preferred to Hyatt drops to 4:3 tomorrow. Chase's own announcement says Sapphire Preferred transfers to World of Hyatt move from 1:1 to 4:3, so 1,000 Chase points become 750 Hyatt points. For cardmembers who applied before June 15, 2026, the change starts October 1 (Chase newsroom). The FAQ on the same page adds business cards: the change applies to "new and existing Ink Business Preferred cardmembers and existing Ink Plus and Corporate Flex cardmembers, effective October 1, 2026." Sapphire Reserve keeps 1:1. If you already had a Hyatt booking in mind and your points sit only on one of those four cards, tonight is the last night at 1:1. Moving points with no plan to use them is how points lose value, so only transfer for a stay you're booking. Our World of Hyatt guide covers where those points go furthest.
Two transfer bonuses end tonight, per our daily tracker. Confirm the bonus on your issuer's transfer screen before you move anything, because transfers can't be reversed.
| Transfer | Bonus | 1,000 points buy, at our values | Best everyday partner, no bonus |
|---|---|---|---|
| Chase to Air Canada Aeroplan | 20% | $16.80 | $16.50 (Singapore KrisFlyer) |
| Capital One to Japan Airlines | 30% (4:3 ratio, so 1,000 miles become 975 JAL miles) | $21.45 | $16.50 (JAL itself, without the bonus) |
The full math, and every other bonus running, is on our transfer bonuses page.
American Express lists both as "Limited Time Offer | Ends Today" on its own pages, checked this afternoon:
At our value of 0.77 cents per Marriott point, 150,000 points are about $1,155 and 125,000 points about $963, before the statement credits. Whether either fits your spending and your Marriott stays is your call; the fee comes back every year. Our Marriott Bonvoy guide compares all six Marriott cards.
Rakuten's Wednesday Big Deal is iHerb at 20% cash back. Rakuten's store page read "20% Cash Back was 2%" when we checked it this morning. Order on iherb.com rather than the iHerb app, and use only coupon codes Rakuten lists, or the cash back is void.
Tomorrow brings its own list: a bigger DoorDash credit on the Sapphire Reserve, Bilt's Rent Day, the Freedom Flex fourth-quarter dining bonus and the new Alaska Atmos earning choice. We cover those separately so the two lists don't blur together.
To see every credit on your own cards, month by month, with reminders before each one resets, add them to our free points calendar.
Checked September 30, 2026. Offers and credits change; the issuer's page is the one that counts.