Best Cash Back Credit Cards of 2026

Find the best cash back credit cards with up to 5% back on everyday purchases. No points to redeem — just cash.

Find the best cash back credit cards with up to 5% back on everyday purchases. No points to redeem — just cash.

Top 30 cards in this category

CardAnnual feeWelcome bonus
GM Rewards Card (Goldman Sachs)$030,000 pts
Ford Rewards Visa Signature Credit Card (Bread Financial)$015,000 pts
Bank of America Unlimited Cash Rewards (Bank of America)$0None
U.S. Bank Business Leverage Visa Signature (U.S. Bank)$95/yrNone
Citi Custom Cash (Citi)$0None
Discover it Student Cash Back (Discover)$0None
Capital One Quicksilver Cash Rewards (Capital One)$0None
Capital One QuicksilverOne Cash Rewards (Capital One)$39/yrNone
U.S. Bank Cash+ Visa Signature (U.S. Bank)$0None
AAA Travel Advantage Visa (Bread Financial)$0None
TD Double Up Credit Card (PNC Bank)$0None
Discover it Cash Back (Discover)$0None
Wells Fargo Active Cash Card (Wells Fargo)$0None
Discover it Secured Credit Card (Discover)$0None
Blue Cash Everyday Card from American Express (American Express)$0None
Capital One Spark Cash Plus (Capital One)$150/yrNone
Bank of America Unlimited Cash Rewards Secured (Bank of America)$0None
Robinhood Gold Card (Robinhood)$0None
Apple Card (Apple)$0None
Blue Cash Preferred Card from American Express (American Express)$95/yrNone
Citi Double Cash (Citi)$0None
Bank of America Business Advantage Unlimited Cash Rewards (Bank of America)$0None
U.S. Bank Shopper Cash Rewards Visa Signature (U.S. Bank)$95/yrNone
Truist Enjoy Cash (Truist)$0None
USAA Cashback Rewards Plus American Express (USAA)$0None
Bank of America Business Advantage Customized Cash Rewards (Bank of America)$0None
Venmo Credit Card (Synchrony)$0None
Capital One Quicksilver Student Cash Rewards (Capital One)$0None
PayPal Cashback Mastercard (Synchrony)$0None
USAA Preferred Cash Rewards Visa (USAA)$0None

Frequently asked questions

How many cash back credit cards does RewardsGuruClub compare?

We track 30 active cash back cards, ranked by welcome bonus. The full comparison is in the table above.

Do any of these cards have no annual fee?

Yes, 25 of the 30 cards on this list charge no annual fee.

How current are these offers?

Card details are checked against issuer pages on a regular cadence, so the welcome bonuses and annual fees here reflect the latest published offers.