Rakuten Big Stack pays 10% cash back or more at 250+ stores from October 5 to 7, 2026. The biggest jumps, the travel stores, and each store's exclusions, checked October 5.
Checked Monday, October 5, 2026, on Rakuten Big Stack page and on each store's own Rakuten page. Rates can change during the event, so the store page is the final word when you click.
Rakuten Big Stack runs from Monday, October 5 to Wednesday, October 7, 2026. Rakuten lists 250+ stores at 10% cash back or more, and its pitch is to "Stack 10% Cash Back on top of early holiday deals": the store's own sale or coupon first, then Rakuten's cash back on what you pay. The event page doesn't publish an end time.
New to Rakuten? Join through our link before you shop. Rakuten pays new members $50 after $50 of qualifying orders within 90 days, and Rakuten pays us the same $50 when you join through our link.
| Store | Big Stack rate | Usual rate |
|---|---|---|
| Dyson | 10% | 1% |
| Sam's Club | 10% | 1% |
| Vrbo | Up to 10% | 1% |
| Hotels.com | Up to 10% | 1% |
| Saily | 20% | 5% |
| AliExpress | 18% | 2% |
| Kate Spade Outlet | 15% | 2% |
| Skechers | 15% | 3% |
| Dermstore | 15% | 3% |
| Nectar | 15% | 5% |
| Neiman Marcus | Up to 15% | 2% |
| Bergdorf Goodman | Up to 15% | 2% |
| Viator | 14% | 2% |
| Tripadvisor | 14% | 4% |
| iHerb | 12% | 2% |
| JD Sports | 11% | 3% |
Most of the other stores on the page sit at a flat 10%, among them Macy's, Nike, Old Navy, Gap, Banana Republic, Bloomingdale's, Zappos, Levi's, PetSmart, Lenovo, UGG, HOKA, Crocs, SharkNinja and Samsonite. LEGO is at up to 10%.
| Store | Big Stack rate | Usual rate |
|---|---|---|
| Expedia | Up to 10% | 3% |
| Priceline | Up to 10% | 4% |
| IHG Hotels & Resorts | 10% | 3% |
| Vrbo | Up to 10% | 1% |
| Hotels.com | Up to 10% | 1% |
| Viator | 14% | 2% |
| Tripadvisor | 14% | 4% |
| CheapOair | Up to $20 | $15 |
"Up to" means only some bookings get the top rate; the store's Rakuten page breaks it down. Two timing rules matter for trips. Expedia's page says cash back "will be added to your Rakuten account within a week after travel has been completed," so a trip next spring pays next spring. Viator's says cash back "will be paid out on completed tours only."
The same travel row shows the Bank of America Travel Rewards card at $250 cash back from Rakuten, up from $100.
Every store sets its own exclusions on its Rakuten page. These are the ones that change what you can buy, in each store's words:
On a $500 order, 10% is $50 back; at the usual 1% at Dyson or Sam's Club, the same order pays $5.
If your Rakuten account pays out in Amex Membership Rewards, Rakuten converts 1 point per cent, so $50 arrives as 5,000 Membership Rewards points. If it pays out in Bilt Points, Bilt converts 100 points per $1 of cash back at Silver, Gold and Platinum and 50 at Blue, so $50 is 5,000 or 2,500 Bilt Points. The payout method is a Rakuten account setting. Why the Bilt tier matters so much for that conversion is in our Bilt Palladium write-up.
Rakuten's cash back is separate from whatever your card earns on the same purchase; how the two stack is its own guide.
Rakuten's referral offer pays new members $50 after $50 of qualifying orders within 90 days. Our link, and Rakuten pays us the same $50 when you join through it: rewardsguru.club/go/rakuten.