Rakuten's Big Stack runs June 22–26 with 10% back at hundreds of stores; select new-member rates go up to 27%. The standout rates and how the stack works.
Rakuten is running an event called The Big Stack: 10% Cash Back at hundreds of stores, with a handful of shops pushing way past that. You have until June 26 to shop it, so this is a "sometime this week" deal, not a tonight-or-never panic. The one catch worth knowing up front: most of the eye-catching rates you see are the new-member display rates, and they bake in a welcome boost. More on that below before you go spend anything.
These are the highest rates Rakuten is showing right now. Heads up: the percentages below are the logged-out / new-member display rates, which include the +10% new-member welcome boost. If you already have a Rakuten account and you're logged in, you'll usually see a lower number. Always check the live rate on the store's own Rakuten page before you buy.
| Store | Cash Back (incl. new-member boost) |
|---|---|
| IHG Hotels & Resorts | up to 27% |
| PetSmart | 25% |
| Dermstore | 25% |
| Macy's | 20% |
| Nike | 20% |
| Dell Technologies | 20% |
| QVC | 20% |
| Lenovo | 20% |
| Viator | 20% |
| StubHub | 20% |
| Best Buy | up to 16% |
| CVS | 15% |
| TurboTax | 15% |
| Sam's Club | up to 14% |
| TEMU | 13% |
| Ticketmaster | up to 13% |
More 20% stores not in the table above: Gap, iHerb, American Eagle, VistaPrint, Lands' End, Belk, AliExpress, DSW, and HSN. Staples, Office Depot/OfficeMax, and LEGO sit at "up to 20%."
The 12% tier covers Sephora, Bloomingdale's, Nordstrom, Kohl's, Chewy, Ulta Beauty, Old Navy, IKEA, Nordstrom Rack, Groupon, and Dick's Sporting Goods. At 11% you've got Lowe's, Target, and Instacart, with eBay at "up to 11%." Hotels.com, Priceline, and adidas land at "up to 10%."
Two oddballs worth flagging: Amazon is a flat $5 Cash Back (not a percentage), and SoFi Banking is a $125 Cash Back sign-up-style offer rather than a shopping rate.
The reason this event is called the Big Stack is that the Cash Back layers on top of stuff you'd be getting anyway. Per Rakuten, "Cash Back stacks on top of sales and credit card rewards." Coupons and promo codes stack too, and the Rakuten browser extension auto-applies them at checkout. Your credit card still earns its normal rewards on the full purchase price.
So the layers, in order:
Here's the math on a clean example. Say you spend $200 at a 20% store, and you pay with a generic flat 2% card.
Stack a sale and a code on top of that and the effective discount climbs further. That's the whole pitch.
A few things to keep straight so you don't get surprised:
Pick the one or two stores from the table where you actually had something to buy this week. Open the store's Rakuten page, confirm the live rate matches what you expected, run your purchase through, and let the Cash Back, any auto-applied coupon, and your card rewards all post. That's the entire move. The event runs through June 26, so you have room to be deliberate about it.
Source: rakuten.com homepage, captured June 22, 2026.