10 Best Credit Cards for Dining & Restaurants (2026) — Earn 4x-5x on Food

Compare the best credit cards for dining, restaurants, takeout, and food delivery in 2026. Earn 3x-5x rewards on food purchases. Ranked from 100+ cards.

Compare the best credit cards for dining, restaurants, takeout, and food delivery in 2026. Earn 3x-5x rewards on food purchases. Ranked from 100+ cards.

Top 29 cards in this category

CardAnnual feeWelcome bonus
Hilton Honors American Express Surpass Card (American Express)$150/yr130,000 pts
Chase Sapphire Reserve (Chase)$795/yr100,000 pts
Wyndham Rewards Earner Plus Card (Barclays)$95/yr100,000 pts
American Express Gold Card (American Express)$325/yr100,000 pts
Delta SkyMiles Gold American Express Card (American Express)$150/yr90,000 pts
World of Hyatt Credit Card (Chase)$95/yr75,000 pts
Chase Sapphire Preferred (Chase)$95/yr75,000 pts
JetBlue Plus Card (Barclays)$99/yr70,000 pts
Citi Strata Premier (Citi)$95/yr60,000 pts
Wells Fargo Autograph Journey Card (Wells Fargo)$95/yr60,000 pts
Bank of America Premium Rewards (Bank of America)$95/yr60,000 pts
Aeroplan Credit Card (Chase)$95/yr60,000 pts
Air France KLM Visa Signature (Bank of America)$89/yr50,000 pts
Bilt Palladium Card (Bilt)$495/yr50,000 pts
U.S. Bank Altitude Go Visa Signature (U.S. Bank)$020,000 pts
Navy Federal More Rewards American Express (Navy Federal)$020,000 pts
Wells Fargo Autograph Card (Wells Fargo)$020,000 pts
TD Cash Credit Card (TD Bank)$0None
Bilt Blue Card (Bilt)$0None
Sam's Club Mastercard (Synchrony)$0None
Discover it Chrome (Discover)$0None
Verizon Visa Card (Synchrony)$0None
Discover it Student Chrome (Discover)$0None
U.S. Bank Altitude Reserve Visa Infinite (U.S. Bank)$400/yrNone
Bilt Obsidian Card (Bilt)$95/yrNone
Costco Anywhere Visa Card by Citi (Citi)$0None
DoorDash Rewards Mastercard (Chase)$0None
Capital One SavorOne Cash Rewards (Capital One)$39/yrNone
Capital One Savor Cash Rewards (Capital One)$0None

Frequently asked questions

How many dining credit cards does RewardsGuruClub compare?

We track 29 active dining cards, ranked by welcome bonus. The full comparison is in the table above.

Do any of these cards have no annual fee?

Yes, 12 of the 29 cards on this list charge no annual fee.

How current are these offers?

Card details are checked against issuer pages on a regular cadence, so the welcome bonuses and annual fees here reflect the latest published offers.