Best Sunrise Banks Credit Cards 2026

Compare the best Sunrise Banks credit cards. Welcome bonuses, annual fees, rewards rates — ranked from our full Sunrise Banks catalog of 1 active cards.

Compare the best Sunrise Banks credit cards. Welcome bonuses, annual fees, rewards rates — ranked from our full Sunrise Banks catalog of 1 active cards.

Sunrise Banks is the issuing bank behind the United MileagePlus Debit Rewards Card, the only debit card in our catalog. It earns United miles on debit spending: 1 mile per dollar on United purchases and half a mile per dollar elsewhere, with a 10,000-mile welcome offer after $500 of spending and no annual fee. It is a Visa debit card tied to a checking account, so purchases draw from your balance and there is no credit line or interest.

The card suits people who want United miles without a credit card, for example while building credit or avoiding credit inquiries. The earn rate is well below United's credit cards, which pay 2 to 4 miles per dollar on United purchases, so the comparison on the card page is against those cards and against simply paying cash.

Miles earned here post to a regular MileagePlus account and redeem like any other United miles. The card page below quotes the program's own terms, read on the date shown there.

A debit rewards card works differently from a credit card in three ways worth knowing. There is no credit check and no credit line, so it does not build credit history and cannot carry a balance. The account behind it holds your money, with the deposit protection that account carries, and the card's miles post to your MileagePlus account on the schedule the program states rather than at statement close. If the goal is United miles while avoiding credit entirely, this is the only card in our catalog that does it; if the goal is the most miles per dollar, the United credit cards on this site earn several times more and are the fairer comparison.

1 Sunrise Banks cards we track

Sunrise Banks guides from our editors