By Vamsi, RewardsGuru.club. Published October 25, 2026.
Read October 24 and 25, 2026 on Alaska's own Atmos Rewards card pages and on Bank of America's product pages for the same cards. Offers are as of October 25, 2026.
Search for the Atmos Rewards Summit card and you'll most likely land on Bank of America's page, which shows 70,000 bonus points and a 25,000-point Global Companion Award. That's the offer most people apply for.
Alaska's own Atmos Rewards page for the same card shows more: 100,000 bonus points and the same companion award. The smaller Ascent card has the same gap, 50,000 on Bank of America's page against up to 80,000 on Alaska's.
TL;DR
- Atmos Rewards Summit, on Alaska's page: 100,000 bonus points and a 25,000-point Global Companion Award after $6,000 in purchases in the first 90 days. Bank of America's page: 70,000 points and the award after $3,000. The annual fee is $395.
- Atmos Rewards Ascent, on Alaska's page: up to 80,000 bonus points and a $99 Companion Fare. That's 60,000 after $3,000 in 90 days, plus 20,000 more at $5,000. Bank of America's page: 50,000 and the Companion Fare after $1,500. The annual fee is $95.
- At our value of 1.55 cents an Atmos point, the extra 30,000 points are worth about $465 on either card, for more spending in the same 90 days.
- Alaska calls both "online only" offers that "may not be available elsewhere if you leave this page." Neither page lists an end date.
The Summit: 100,000 or 70,000
| Atmos Rewards Summit | Alaska's Atmos page | Bank of America's page |
|---|---|---|
| Bonus points | 100,000 | 70,000 |
| Global Companion Award | 25,000 points | 25,000 points |
| Spend in the first 90 days | $6,000 | $3,000 |
| Annual fee | $395 | $395 |
Bank of America's page calls its version a "Limited-time online offer." Alaska's says: "This online only offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now."
What the companion award is, from Bank of America's terms: it's "valid for up to 25,000 Atmos™ Rewards points off a published award ticket" for a companion on the same itinerary, booked on alaskaair.com, and it "must be redeemed within 12 months of the date of issue." Alaska's page adds that cardholders get a 25,000-point award every anniversary, and "a 100,000-point Global Companion Award after spending $60,000 or more on purchases in a card anniversary year."
We used one ourselves: two of us flew to Paris for 30,000 points, a 27,500-point American Airlines award plus the Summit's 25,000-point companion award.
The Summit's other benefits on Alaska's page: two Alaska Lounge day passes each quarter, and 3 points per $1 on eligible dining, foreign transactions, and Alaska Airlines and Hawaiian Airlines purchases.
The Ascent: up to 80,000 or 50,000
| Atmos Rewards Ascent | Alaska's Atmos page | Bank of America's page |
|---|---|---|
| Bonus points | 60,000 after $3,000, plus 20,000 at $5,000 | 50,000 after $1,500 |
| $99 Companion Fare | After $5,000 in 90 days | With the bonus |
| Annual fee | $95 | $95 |
The Companion Fare, from Bank of America's terms, is a round-trip Saver or Main Cabin fare within North America "from $122 (USD) ($99 base fare plus taxes and fees, from $23...)". After the first year, you earn one "each account anniversary after you spend $6,000 or more on purchases within the prior anniversary year."
Alaska's page also lists a free checked bag and preferred boarding "for you and up to six guests on the same reservation when you pay for your flight with your card."
What the extra points are worth
We value Atmos points at 1.55 cents each. The bonuses at that value:
| Card | Alaska's page | Bank of America's page | Difference |
|---|---|---|---|
| Summit | 100,000 = about $1,550 | 70,000 = about $1,085 | about $465, for $3,000 more spend |
| Ascent | up to 80,000 = about $1,240 | 50,000 = about $775 | about $465, for $3,500 more spend |
The companion award and the Companion Fare come with either version, so they don't change the difference.
How to check your own
- Start from Alaska's card page, at alaskaair.com under Atmos Rewards credit cards, and read the offer at the top before you apply. Alaska says it may not follow you if you leave the page.
- Check whether the spend fits your next 90 days. The bigger offers need $6,000 on the Summit and $5,000 for the full Ascent bonus.
- Read Bank of America's terms on the application for who's eligible. Bank of America decides the approval.
Cover photo: Marek Piwnicki via Pexels.
This is educational content, not financial advice. Program terms change often, so check the current terms on each program's site before you rely on them.
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