Best Bank of America Credit Cards 2026

Compare the best Bank of America credit cards. Welcome bonuses, annual fees, rewards rates — ranked from our full Bank of America catalog of 13 active cards.

13 Bank of America cards we track

• Atmos Rewards Summit Visa Infinite — 100,000 pt welcome bonus · $395/yr fee · 3x dining, 3x flights, 1x everything
• Atmos Rewards Ascent Visa Signature — 80,000 pt welcome bonus · $95/yr fee · 2x gas, 3x flights, 2x transit, 2x streaming, 2x utilities, 1x everything, 2x ev charging
• Bank of America Premium Rewards Elite — 75,000 pt welcome bonus · $550/yr fee · 2x dining, 2x travel, 1.5x everything
• Atmos Rewards Ascent Business Visa — 70,000 pt welcome bonus · $70/yr fee · 2x gas, 3x flights, 2x transit, 2x shipping, 1x everything, 2x ev charging
• Bank of America Premium Rewards — 60,000 pt welcome bonus · $95/yr fee · 2x dining, 2x travel, 1.5x everything
• Air France KLM Visa Signature — 50,000 pt welcome bonus · $89/yr fee · 3x dining, 1.5x everything, 3x air france klm skyteam
• Bank of America Travel Rewards — 25,000 pt welcome bonus · $0/yr fee · 1.5x everything
• Bank of America Business Advantage Customized Cash Rewards — $0/yr fee · 2% dining, 1% everything, 3% flex category
• Bank of America Unlimited Cash Rewards — $0/yr fee · 1.5% everything
• Bank of America Customized Cash Rewards — $0/yr fee · 2% groceries, 2% wholesale, 1% everything, 3% flex category
• Bank of America Unlimited Cash Rewards Secured — $0/yr fee · 1.5% everything
• BankAmericard Credit Card — $0/yr fee
• Bank of America Business Advantage Unlimited Cash Rewards — $0/yr fee · 1.5% everything

Bank of America guides from our editors

• If You Think 20,000 Amex Points Takes a New Credit Card, You May Be Wrong: Rakuten Is Paying $150 to Open a Free Alliant Checking Account, Plus $50 for Joining, and Pays Both as Points
• If You Think Buying Points for Alaska's New Tokyo Nonstop Isn't Worth It, You May Be Wrong: 30,000 Points Against a $749 Fare
• If You Think the Atmos Summit Bonus Is 70,000 Points, You May Be Wrong: Alaska's Own Page Shows 100,000
• Rakuten's Double Cash Back List This Sunday: 95% Back on Incogni and Surfshark, 25% at Skechers, and $375 for the Bank of America Premium Rewards Card (October 11, 2026)