Chase raised the welcome offers on its Ink Business Cash, Ink Business Unlimited, and Sapphire Reserve for Business cards. The Ink pair now pays $1,000 after $8,000 in 4 months; the Reserve gives 200,000 points after $30,000 in 6 months. Here's the before-and-after and whether the higher spend is worth it.
TL;DR: Chase raised the welcome bonus on three of its most popular business cards. The Ink Business Cash and Ink Business Unlimited now pay $1,000 after $8,000 of spend in 4 months (up from $750 after $6,000 in 3 months). The Sapphire Reserve for Business jumped to 200,000 points after $30,000 in 6 months (up from 150,000 after $20,000 in 3 months). Bigger bonuses, bigger spend targets. Here's the before-and-after, and whether the extra spend pencils out.
| Card | Old offer | New offer | Annual fee |
|---|---|---|---|
| Ink Business Cash | $750 / $6,000 / 3 mo | $1,000 / $8,000 / 4 mo | $0 |
| Ink Business Unlimited | $750 / $6,000 / 3 mo | $1,000 / $8,000 / 4 mo | $0 |
| Sapphire Reserve for Business | 150,000 / $20,000 / 3 mo | 200,000 / $30,000 / 6 mo | $795 |
All three give you more, and all three ask you to spend more to get it. The Ink pair gets one extra month to hit the higher target; the Reserve gets three.
Both no-fee Ink cards now pay $1,000 cash back after $8,000 of spend in the first 4 months. That's $250 more than the old $750, for $2,000 more required spend and one extra month.
Run the incremental math. The extra $250 comes off the extra $2,000 you have to put on the card, which is a 12.5% return on that incremental spend. If your business was going to spend $8,000 in four months anyway, the bigger offer is straightforwardly better. If $8,000 is a stretch, the old $750-for-$6,000 target was easier to clear, and missing the spend pays $0 either way.
The two cards differ only in how they earn day to day:
Here's the part people miss: that "cash back" is really Chase Ultimate Rewards points. On their own, 100,000 points equal $1,000 in cash. Pair either Ink card with a premium Chase card (Sapphire Reserve, Sapphire Preferred, or Ink Business Preferred) and you can move those 100,000 points to airline and hotel transfer partners, where we value them at roughly 2 cents each, or up to about $2,000 in travel from the same bonus.
The headline number is big: 200,000 points after $30,000 of spend in 6 months, up from 150,000 after $20,000 in 3 months. Chase values 200,000 points at up to $4,000 toward flights and hotels booked through Chase Travel.
The card runs $795 a year, but it carries more than $2,400 a year in statement credits to chip away at that, including a $500 hotel credit through The Edit, a $300 annual travel credit, plus monthly DoorDash and Lyft credits and a Global Entry or TSA PreCheck reimbursement. It earns 8x on Chase Travel, 5x on travel, 3x on dining, and 2x on everything else.
The catch is the spend bar. $30,000 in six months is $5,000 a month, real money and double the old target. For a business that already runs that much through a card, the extra 50,000 points (worth roughly $1,000 toward travel) for the extra $10,000 of spend is easy to justify, and you still earn the card's normal rate on top of the bonus. For a smaller business, the old 150,000-for-$20,000 offer was far more reachable.
The short version: yes if you'd hit the spend anyway, no if you'd have to manufacture it.
These are elevated offers, and they live on specific Chase application pages. If you pull up the standard product page for the Ink Business Cash, you may still see the old $750 figure. The higher bonuses are real and currently available; just confirm the application you start actually shows the $1,000 (or 200,000-point) number before you submit it. Elevated offers like these also tend to be time-limited, so they can roll back without much notice.
Take the elevated Ink offer if your business will clear $8,000 in four months without strain. $1,000 cash, or up to roughly $2,000 in transferable travel, at no annual fee is hard to beat.
Take the Sapphire Reserve for Business offer if you can comfortably hit $30,000 in six months and you'll use the travel credits and lounge access. 200,000 points is a genuinely large haul.
Skip the bump if the higher spend means buying things you wouldn't otherwise. The old, lower targets were easier, and a missed spend requirement pays nothing at all.
Want the full picture? See our best business credit cards guide, the Ink Business Preferred vs Amex Business Gold breakdown, or the live welcome bonus tracker for everything that's elevated right now.
Both the Ink Business Cash and Ink Business Unlimited now offer $1,000 cash back after $8,000 in purchases in the first 4 months, up from $750 after $6,000 in 3 months. Both cards have a $0 annual fee.
200,000 bonus points after $30,000 in purchases in the first 6 months, up from 150,000 points after $20,000 in 3 months. Chase values 200,000 points at up to $4,000 toward flights and hotels through Chase Travel. The card's annual fee is $795.
Technically points. The bonus posts as 100,000 Chase Ultimate Rewards points worth $1,000 as cash. If you also hold a premium Chase card, you can transfer those points to travel partners, where they're often worth more, up to roughly $2,000 in travel at our 2-cent valuation.
These are elevated offers that live on specific application links rather than the main product page, so the standard page can lag behind. Confirm the application you open shows the $1,000 (or 200,000-point) bonus before applying.
There's no published end date, but elevated welcome offers are usually time-limited and can be pulled without notice. If the numbers work for your spending, it's worth acting while they're live.
Sources verified 2026-06-12: Chase Ink Business Cash, Ink Business Unlimited, and Sapphire Reserve for Business official application pages (creditcards.chase.com). Welcome bonus, spend requirement, annual fee, and earn rates cross-checked against our card database.