Best Citizens Credit Cards 2026

Compare the best Citizens credit cards. Welcome bonuses, annual fees, rewards rates — ranked from our full Citizens catalog of 5 active cards.

5 Citizens cards we track

• Citizens Summit Reserve World Elite Mastercard — $295/yr fee · 3% dining, 3% groceries, 1.5% everything, 3% entertainment
• Citizens Summit World Mastercard — $0/yr fee · 3% dining, 3% groceries, 1.5% everything
• Citizens Amp Mastercard — $0/yr fee
• Citizens Spring Mastercard — $0/yr fee
• Citizens Clear Value — $0/yr fee