Robinhood Platinum Card by Robinhood: 10% hotels via portal, 10% rental cars via portal, 5% dining & restaurants, 5% flights / airfare via portal, 1%…
The Robinhood Platinum Card is Robinhood's premium credit card. The $695/yr annual fee includes a no current welcome bonus. Beyond the welcome bonus, here's what the card actually delivers.
| Credit | Value | What it covers |
|---|---|---|
| Hotel credit | $500/semiannual | Up to $250 in statement credits every 6 months ($500/yr) on hotels booked through the Robinhood Banking app; two-night minimum |
| Oura Membership | $71.88/mo | Complimentary Oura Membership for personalized health insights. Covers Oura's $5.99/mo US subscription fee. Marketed by Robinhood as a "limited-time offer." |
| Restaurant credit | $250/mo | $250/yr in credits at 15,000+ eligible restaurants, allotted monthly |
| Wearables credit | $270/yr | $200/yr in credits toward qualifying wearable devices |
| Amazon One Medical membership | $199/yr | Complimentary Amazon One Medical membership at no cost, a $199/yr value |
| Function Health membership | $365/yr | Complimentary Function Health membership (160+ advanced lab tests and custom insights), a $365/yr value |
| DashPass membership | $120/yr | Complimentary DashPass membership ($0 delivery + reduced service fees), a $120/yr value |
| DoorDash discount | $250/mo | $250/yr in DoorDash discounts allotted monthly; applies to orders of $50 or more |
| Autonomous rides credit | $250/mo | $250/yr in credits on autonomous rides, allotted monthly |
| Annual travel credit | $300/semiannual | $150 in statement credits every 6 months ($300/yr) for travel purchases |
| Global Entry / TSA PreCheck application fee | $120/quadrennial | Statement credit for Global Entry ($120 every 4 years) or TSA PreCheck (up to $85 every 5 years) application fee charged to the card. |
Welcome bonus value (year one): ~$0. Annual statement credits: $2695.88. Minus the $695 annual fee = ~$2001 in year-one net value before any spending earn. RewardsGuru rating: 2.5/5 — based on our net-value methodology.
Best fit: frequent travelers who can use the lounge access, statement credits, and elevated earn rates on travel and dining. Skip if: you'd let the annual statement credits expire unused or you only travel 1-2x per year.
Year-one math: welcome bonus value (~$0) + annual credits ($2695.88) − $695 fee = ~$2001 net before spending earn. Year-two onward, the credits alone need to clear $695 — they do. Worth it if you'll use the credits, skip if you'd let them expire.
11 recurring statement credits: Hotel credit ($500), Oura Membership ($71.88/mo), Restaurant credit ($250/mo), Wearables credit ($270/yr), Amazon One Medical membership ($199/yr), Function Health membership ($365/yr), DashPass membership ($120/yr), DoorDash discount ($250/mo), Autonomous rides credit ($250/mo), Annual travel credit ($300), Global Entry / TSA PreCheck application fee ($120). Total: $2695.88/yr.
Check the card's terms — most premium travel cards waive foreign transaction fees, while no-fee and entry-tier cards usually charge 2-3%. Robinhood's product page has the current rate.