Costco Anywhere Visa Business Card by Citi

The Costco Anywhere Visa Business Card by Citi is Citi's no-annual-fee credit card. The $0/yr annual fee includes a no current welcome bonus. Beyond the welcome bonus, here's what the card actually delivers.

Rewards

• 4% on gas
• 3% on dining
• 3% on travel
• 2% on wholesale
• 1% on everything
• 4% on ev charging
• 5% on gas, purchased at Costco

What the $0/yr fee is buying

Welcome bonus value (year one): ~$0. Annual statement credits: $0. Minus the $0 annual fee = ~$0 in year-one net value before any spending earn. RewardsGuru rating: 4.1/5 — based on our net-value methodology.

Who it's for, who should skip

Best fit: small-business owners who can run business expenses through one card and want the welcome bonus + category multipliers. Skip if: you don't have separate business spend or you'd struggle to hit the welcome-bonus spending requirement.

Frequently asked questions

Is the Costco Anywhere Visa Business Card by Citi worth the $0 annual fee?

Yes — there's no annual fee. The card stays open at zero ongoing cost, which makes it a good long-term hold for credit-history length.

Does the Costco Anywhere Visa Business Card by Citi have foreign transaction fees?

Check the card's terms — most premium travel cards waive foreign transaction fees, while no-fee and entry-tier cards usually charge 2-3%. Citi's product page has the current rate.

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