Compare the best U.S. Bank credit cards. Welcome bonuses, annual fees, rewards rates — ranked from our full U.S. Bank catalog of 5 active cards.
Compare the best U.S. Bank credit cards. Welcome bonuses, annual fees, rewards rates — ranked from our full U.S. Bank catalog of 5 active cards.
U.S. Bank's cards cover the three ways people usually want to earn. Cash+ lets you choose two 5% categories each quarter from U.S. Bank's list, on up to $2,000 in combined purchases, with 2% on one everyday category and 1% on the rest, for no annual fee. Altitude Go pays 4 points per dollar on dining with no fee, plus 2 on groceries and streaming. Altitude Connect pays 4 points on travel and gas and 5 on hotels booked through U.S. Bank's travel portal, also with no annual fee. The Shield Visa earns on travel booked through the same portal and is built around a long introductory APR.
On the business side, the Business Leverage Visa Signature earns 2 points per dollar, carries a $95 annual fee and offers $500 after $5,000 of spending in the first five months.
U.S. Bank points redeem at one cent each toward travel, statement credits and gift cards, and there are no transfer partners, so the value is the same for every cardholder. That makes the comparison simple: pick the card whose categories match where your money already goes. Each card page below quotes U.S. Bank's own rates and bonus terms with the date we read them.