Compare the best Truist credit cards. Welcome bonuses, annual fees, rewards rates — ranked from our full Truist catalog of 4 active cards.
Compare the best Truist credit cards. Welcome bonuses, annual fees, rewards rates — ranked from our full Truist catalog of 4 active cards.
Truist's Enjoy cards are a matched set that only differ in how they pay. Enjoy Cash pays 3% on gas and electric-vehicle charging, 2% on groceries and utilities and 1% on everything else, with no annual fee. Enjoy Travel pays 2 points per dollar on travel and 1 on the rest, also fee-free, with a 20,000-point welcome offer. Enjoy Beyond, at $95 a year, pays 3 points per dollar on airfare, hotels and car rentals, 2 on dining and 1 elsewhere, and carries the 30,000-point welcome offer. The Truist Future Card is a 1.5% flat-rate card aimed at new cardholders.
Truist Rewards points redeem at one cent each for statement credits, travel and gift cards, and there are no airline or hotel transfer partners, so the points are worth the same to everyone. The welcome offers all key off $1,500 of spending, among the lowest thresholds we track for a points bonus.
Truist is a regional bank with branches concentrated in the Southeast and Mid-Atlantic, so its cards matter most to households that already bank there. Each card page below quotes Truist's own rates and terms with the date we read them.