Best TD Bank Credit Cards 2026

Compare the best TD Bank credit cards. Welcome bonuses, annual fees, rewards rates — ranked from our full TD Bank catalog of 3 active cards.

Compare the best TD Bank credit cards. Welcome bonuses, annual fees, rewards rates — ranked from our full TD Bank catalog of 3 active cards.

TD Bank's three rewards cards each do one job. The TD Cash Credit Card has no annual fee and lets you choose your 3% and 2% cash back categories each quarter; it starts at 3% on dining and 2% at grocery stores. Its welcome offer is $200 cash back after $1,000 of spending in the first 90 days. The TD Double Up Credit Card pays a flat 2% cash back on everything and offers $200 after $1,500 of spending. The TD First Class Visa Signature, $89 a year, pays 3 points per dollar on travel and dining and offers 25,000 points after $3,000.

TD's cash-back cards pay in dollars, and First Class points redeem toward travel at one cent each with no transfer partners, so the value is fixed. The TD Cash card's quarterly choice is the standout: you can move its 3% to the category where you spend most.

TD Bank's consumer cards are offered in the states where TD operates along the East Coast, and the bank's own pages state the current eligibility. Every rate and bonus below is read from TD's product pages on the date shown on each card page.

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