Compare the best PenFed credit cards. Welcome bonuses, annual fees, rewards rates — ranked from our full PenFed catalog of 4 active cards.
Compare the best PenFed credit cards. Welcome bonuses, annual fees, rewards rates — ranked from our full PenFed catalog of 4 active cards.
PenFed Credit Union is open to join, and membership is part of the application; PenFed's site states the current eligibility and the small share deposit. Its rewards cards are simple, and PenFed's pages state no foreign transaction fees on the Power Cash Rewards card.
The Pathfinder Rewards Visa Signature, $95 a year, pays 3 points per dollar on travel, 2 on dining and 1.5 on everything else, with a 50,000-point welcome offer after $3,000 of spending. The Platinum Rewards Visa Signature pays 5 points per dollar on gas and 3 at supermarkets with no annual fee and a 15,000-point offer after $1,500. The Power Cash Rewards Visa Signature pays a flat 2% cash back, with a $100 offer after $1,500. The Gold Visa is a low-rate card with no rewards.
PenFed points redeem for travel, gift cards and merchandise through PenFed, and there are no airline or hotel transfer partners, so the points are worth the same to every member and the comparison comes down to which earn categories match your spending. Each card page below quotes PenFed's own rates and terms with the date we read them.