Compare the best Bread Financial credit cards. Welcome bonuses, annual fees, rewards rates — ranked from our full Bread Financial catalog of 2 active cards.
Compare the best Bread Financial credit cards. Welcome bonuses, annual fees, rewards rates — ranked from our full Bread Financial catalog of 2 active cards.
Bread Financial issues co-branded cards for partners rather than a card of its own, and the two we track are travel-and-driving cards with no annual fee. The AAA Travel Advantage Visa pays 5% on gas and electric-vehicle charging, 3% on dining and groceries and 1% elsewhere, with a $100 welcome offer after $1,000 of spending. The Ford Rewards Visa Signature pays 6 points per dollar on Ford purchases, gas, dining, transit and groceries and 2 points on everything else, with a 15,000-point welcome offer after $1,500.
The difference is in the redemption. AAA rewards are cash back with no transfer value. FordPass Rewards points redeem at Ford dealers and on Ford services, and the 6-point rate is Ford's own figure, so the card suits a Ford owner far more than a general spender; the card page sets out the redemption terms.
Bread Financial's cards are generally easier to qualify for than a bank rewards card, which is why they appear on building-credit lists. Each card page below quotes the partner's own earn terms and redemption rules with the date we read them.